First Community Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	97.05	66.43	52.32	39.23	39.67
Interest Income on Investments	-	22.99	20.38	11.88	7.85
Total Interest Income	97.05	89.42	72.7	51.12	47.52
Interest Paid on Deposits	35.03	31.17	16.56	1.85	1.74
Interest Paid on Borrowings	-	6.21	7.24	1.33	0.5
Total Interest Expense	35.03	37.38	23.81	3.17	2.24
Net Interest Income	62.02	52.04	48.89	47.94	45.28
Net Interest Income Growth (YoY)	19.18%	6.44%	1.98%	5.88%	13.13%
Mortgage Banking Activities	3.27	2.37	1.41	1.9	4.32
Gain (Loss) on Sale of Assets	0.13	-0.01	-	-0.07	0.12
Gain (Loss) on Sale of Investments	-	-	-1.25	-	-
Other Non-Interest Income	12.44	10.58	9.03	8.82	8.24
Total Non-Interest Income	16.76	13.9	10.3	11.56	13.73
Non-Interest Income Growth (YoY)	20.55%	34.94%	-10.91%	-15.81%	2.04%
Revenues Before Loan Losses	78.78	65.94	59.19	59.51	59.01
Provision for Loan Losses	0.77	0.81	1.13	-0.15	0.34
Revenue	78.01	65.13	58.06	59.66	58.68
Revenue Growth (YoY)	19.77%	12.17%	-2.67%	1.67%	17.78%
Salaries and Employee Benefits	31.95	26.62	23.68	25.36	24.49
Federal Deposit Insurance	1.12	1.18	0.9	0.47	0.62
Amortization of Goodwill & Intangibles	0.16	0.16	0.16	0.16	0.2
Selling, General & Administrative	6.52	8.7	8.4	5.6	5.42
Other Non-Interest Expense	12.2	10.71	10.11	9.36	8.37
Total Non-Interest Expense	52.07	47.47	43.14	41.25	39.2
EBT Excluding Unusual Items	25.93	17.67	14.92	18.4	19.48
Other Unusual Items	0.19	0.11	0.12	0.01	0.17
Pretax Income	24.86	17.77	15.04	18.41	19.65
Income Tax Expense	5.65	3.82	3.2	3.8	4.18
Net Income	19.21	13.96	11.84	14.61	15.47
Net Income to Common	19.21	13.96	11.84	14.61	15.47
Net Income Growth	37.62%	17.83%	-18.96%	-5.51%	53.13%
Basic Shares Outstanding	8	8	8	8	7
Diluted Shares Outstanding	8	8	8	8	8
Shares Change (YoY)	0.76%	0.72%	0.51%	0.78%	0.90%
EPS (Basic)	2.51	1.83	1.56	1.94	2.06
EPS (Diluted)	2.47	1.81	1.55	1.92	2.05
EPS Growth	36.46%	16.77%	-19.27%	-6.34%	51.85%
Dividend Per Share	0.630	0.590	0.560	0.530	0.490
Dividend Growth	6.78%	5.36%	5.66%	8.16%	2.08%
Effective Tax Rate	22.74%	21.47%	21.26%	20.63%	21.29%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.