First Community Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	149.83	94.7	37.4	69.02
Investment Securities	335.24	140.61	149.8	195.48	168.2
Trading Asset Securities	-	0.9	1.07	-	-
Mortgage-Backed Securities	294.11	349.77	350.9	366.37	397.73
Total Investments	629.35	491.27	501.77	561.85	565.93
Gross Loans	1,311	1,221	1,134	980.86	863.7
Allowance for Loan Losses	-14.34	-13.14	-12.27	-11.34	-11.18
Net Loans	1,297	1,207	1,122	969.52	852.52
Property, Plant & Equipment	-	32.45	33.84	33.98	35.67
Goodwill	14.64	14.64	14.64	14.64	14.64
Other Intangible Assets	0.29	0.45	0.6	0.76	0.92
Loans Held for Sale	10.74	9.66	4.43	1.78	7.12
Accrued Interest Receivable	-	4.1	3.6	-	-
Long-Term Deferred Tax Assets	-	10.42	11.02	11.66	1.81
Other Real Estate Owned & Foreclosed	-	0.54	0.62	0.93	1.17
Other Long-Term Assets	106.04	35.96	35.23	37.52	35.02
Total Assets	2,058	1,958	1,828	1,673	1,585
Accrued Expenses	-	1.6	1.44	1.26	1.11
Interest Bearing Deposits	1,750	884.52	826.06	857.94	837.31
Institutional Deposits	-	328.66	252.61	66.43	79.29
Non-Interest Bearing Deposits	-	462.72	432.33	461.01	444.69
Total Deposits	1,750	1,676	1,511	1,385	1,361
Short-Term Borrowings	107.19	103.11	152.86	140.74	54.22
Current Portion of Leases	-	0.38	-	-	-
Long-Term Leases	-	2.27	3.43	2.83	2.95
Trust Preferred Securities	14.96	14.96	14.96	14.96	14.96
Other Long-Term Liabilities	36.88	15.31	12.94	9.4	8.98
Total Liabilities	1,909	1,814	1,697	1,555	1,444
Common Stock	167.56	7.64	7.61	7.58	7.55
Additional Paid-In Capital	-	93.83	93.17	92.68	92.14
Retained Earnings	-	65.84	56.3	49.03	38.33
Comprehensive Income & Other	-18.4	-22.82	-26.01	-30.93	2.99
Shareholders' Equity	149.16	144.49	131.06	118.36	141
Total Liabilities & Equity	2,058	1,958	1,828	1,673	1,585
Total Debt	122.15	120.72	171.25	158.54	72.13
Net Cash (Debt)	-122.15	30	-75.49	-121.14	-3.11
Net Cash Per Share	-15.74	3.90	-9.87	-15.92	-0.41
Filing Date Shares Outstanding	7.69	7.67	7.63	7.59	7.56
Total Common Shares Outstanding	7.69	7.64	7.61	7.58	7.55
Book Value Per Share	19.39	18.90	17.23	15.62	18.68
Tangible Book Value	134.23	129.41	115.82	102.96	125.44
Tangible Book Value Per Share	17.45	16.93	15.23	13.59	16.62

Source: S&P Global Market Intelligence. Banks template. Financial Sources.