First Community Corporation (FRA:87Z)

First Community Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	13.96	11.84	14.61	15.47
Depreciation & Amortization	1.86	1.92	1.82	1.92
Gain (Loss) on Sale of Assets	0.01	-0.15	0.12	-0.19
Gain (Loss) on Sale of Investments	-3.78	-1.85	1.6	2.31
Total Asset Writedown	0.08	0.04	0.07	0.05
Provision for Credit Losses	0.81	1.13	-0.15	0.34
Net Decrease (Increase) in Loans Originated / Sold - Operating	-2.88	-1.25	7.22	37.9
Change in Other Net Operating Assets	3.17	2.03	-1.24	0.28
Operating Cash Flow	10.87	12.23	22.13	57.93
Operating Cash Flow Growth	-11.08%	-44.74%	-61.81%	-
Capital Expenditures	-1.1	-1.07	-1.22	-0.81
Sale of Property, Plant and Equipment	-	-	1.04	1.43
Investment in Securities	20.05	64.01	-45.92	-217.15
Net Decrease (Increase) in Loans Originated / Sold - Investing	-86.59	-153.03	-116.8	-19.1
Other Investing Activities	-	-	-	-0.85
Investing Cash Flow	-67.63	-89.67	-162.78	-236.28
Short-Term Debt Issued	40.25	-	36.53	13.3
Long-Term Debt Issued	-	289	118	-
Total Debt Issued	40.25	289	154.53	13.3
Short-Term Debt Repaid	-	-27.88	-	-
Long-Term Debt Repaid	-90	-249	-68	-
Total Debt Repaid	-90	-276.88	-68	-
Net Debt Issued (Repaid)	-49.75	12.12	86.53	13.3
Issuance of Common Stock	1.39	1.38	2.37	0.87
Repurchase of Common Stock	-0.12	-0.12	-0.04	-0.07
Common Dividends Paid	-4.42	-4.24	-3.91	-3.59
Net Increase (Decrease) in Deposit Accounts	164.9	125.62	24.09	171.88
Other Financing Activities	-0.1	-0.03	-	-
Financing Cash Flow	111.9	134.74	109.03	182.38
Net Cash Flow	55.13	57.29	-31.62	4.03
Free Cash Flow	9.77	11.16	20.9	57.12
Free Cash Flow Growth	-12.38%	-46.63%	-63.40%	-
Free Cash Flow Margin	15.01%	19.21%	35.04%	97.34%
Free Cash Flow Per Share	1.27	1.46	2.75	7.57
Cash Interest Paid	33.24	20.75	3.06	3.31
Cash Income Tax Paid	3.76	3.57	3.89	5.1

Source: S&P Global Market Intelligence. Banks template. Financial Sources.