FRA:8I2 Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	1,096	1,010	980.84	941.91	882.73	878.18
Total Interest & Dividend Income	36.63	30.21	27.82	38.51	27.93	32
Gain (Loss) on Sale of Investments	1.55	0.19	1.84	-	6.72	-1.37
Other Revenue	23.84	5.65	6.14	-	10.35	10.75
Total Revenue	1,158	1,046	1,017	980.41	927.72	919.55
Revenue Growth (YoY)	4.63%	2.91%	3.69%	5.68%	0.89%	2.23%
Policy Benefits	990.41	958.93	1,019	904.78	598.41	540.77
Policy Acquisition & Underwriting Costs	-	-	-	-	181.97	186.75
Selling, General & Administrative	5.23	-	-	-	26.51	26.69
Other Operating Expenses	54.01	4.53	3.81	3.4	-24.34	-15.65
Total Operating Expenses	1,050	963.47	1,023	908.17	782.55	738.56
Operating Income	108.71	82.74	-6.24	72.24	145.17	180.99
Currency Exchange Gain (Loss)	-0.01	0.57	-0.31	3.77	-	-
Other Non Operating Income (Expenses)	-	-	-	7.56	-	-
EBT Excluding Unusual Items	108.7	83.31	-6.55	83.56	145.17	180.99
Gain (Loss) on Sale of Assets	-	-	-	-	0.01	-0.54
Asset Writedown	-	-	-	-	-	-0.83
Pretax Income	108.7	83.31	-6.55	83.56	145.18	179.62
Income Tax Expense	25.56	19.09	-2.16	20.44	35.04	44.78
Net Income	83.14	64.22	-4.39	63.13	110.14	134.85
Net Income to Common	83.14	64.22	-4.39	63.13	110.14	134.85
Net Income Growth	70.21%	-	-	-42.68%	-18.32%	25.68%
Shares Outstanding (Basic)	1,088	1,088	1,088	1,088	1,088	1,088
Shares Outstanding (Diluted)	1,088	1,088	1,088	1,088	1,088	1,088
Shares Change (YoY)	-	0.01%	0.01%	-0.02%	-0.05%	-
EPS (Basic)	0.08	0.06	-0.00	0.06	0.10	0.12
EPS (Diluted)	0.08	0.06	-0.00	0.06	0.10	0.12
EPS Growth	-	-	-	-41.97%	-19.28%	25.68%
Free Cash Flow	-	79.35	61.01	68.91	85.19	90.66
Free Cash Flow Per Share	-	0.07	0.06	0.06	0.08	0.08
Dividend Per Share	0.041	0.041	-	0.049	0.091	-
Dividend Growth	-	-	-	-46.76%	-	-
Operating Margin	9.38%	7.91%	-0.61%	7.37%	15.65%	19.68%
Profit Margin	7.18%	6.14%	-0.43%	6.44%	11.87%	14.66%
Free Cash Flow Margin	-	7.58%	6.00%	7.03%	9.18%	9.86%
EBITDA	113.91	86.71	-3.92	76.62	149.46	185.61
EBITDA Margin	9.83%	8.29%	-0.39%	7.81%	16.11%	20.18%
D&A For EBITDA	5.2	3.97	2.32	4.38	4.29	4.62
EBIT	108.71	82.74	-6.24	72.24	145.17	180.99
EBIT Margin	9.38%	7.91%	-0.61%	7.37%	15.65%	19.68%
Effective Tax Rate	23.51%	22.92%	-	24.46%	24.14%	24.93%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.