Tompkins Financial Corporation (FRA:8J0)

Tompkins Financial Statistics

Total Valuation

FRA:8J0 has a market cap or net worth of EUR 826.93 million.

Market Cap	826.93M
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Aug 8, 2025

Share Statistics

Current Share Class	14.43M
Shares Outstanding	n/a
Shares Change (YoY)	+0.51%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	11.89M

Valuation Ratios

The trailing PE ratio is 12.22 and the forward PE ratio is 10.33.

PE Ratio	12.22
Forward PE	10.33
PS Ratio	3.17
PB Ratio	1.27
P/TBV Ratio	1.46
P/FCF Ratio	12.18
P/OCF Ratio	11.34
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.09
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.06%.

Return on Equity (ROE)	11.06%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	267,291
Profits Per Employee	69,312
Employee Count	1,011
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:8J0 has paid 21.11 million in taxes.

Income Tax	21.11M
Effective Tax Rate	23.77%

Stock Price Statistics

The stock price has increased by +10.29% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+10.29%
50-Day Moving Average	54.67
200-Day Moving Average	60.10
Relative Strength Index (RSI)	57.40
Average Volume (20 Days)	227

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.09

Income Statement

In the last 12 months, FRA:8J0 had revenue of EUR 260.88 million and earned 67.65 million in profits. Earnings per share was 4.73.

Revenue	260.88M
Gross Profit	260.88M
Operating Income	89.10M
Pretax Income	88.81M
Net Income	67.65M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.73

Balance Sheet

The company has 185.16 million in cash and 685.32 million in debt, giving a net cash position of -500.16 million.

Cash & Cash Equivalents	185.16M
Total Debt	685.32M
Net Cash	-500.16M
Net Cash Per Share	n/a
Equity (Book Value)	648.67M
Book Value Per Share	45.16
Working Capital	-6.00B

Cash Flow

In the last 12 months, operating cash flow was 72.90 million and capital expenditures -4.99 million, giving a free cash flow of 67.91 million.

Operating Cash Flow	72.90M
Capital Expenditures	-4.99M
Free Cash Flow	67.91M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	34.16%
Pretax Margin	34.04%
Profit Margin	25.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.03%

Dividends & Yields

This stock pays an annual dividend of 2.25, which amounts to a dividend yield of 4.29%.

Dividend Per Share	2.25
Dividend Yield	4.29%
Dividend Growth (YoY)	0.37%
Years of Dividend Growth	5
Payout Ratio	44.70%
Buyback Yield	-0.51%
Shareholder Yield	3.78%
Earnings Yield	8.18%
FCF Yield	8.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4