LendingClub Corporation (FRA:8LCA)

LendingClub Statistics

Total Valuation

LendingClub has a market cap or net worth of EUR 1.59 billion. The enterprise value is 824.19 million.

Market Cap	1.59B
Enterprise Value	824.19M

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	115.18M
Shares Outstanding	n/a
Shares Change (YoY)	+3.63%
Shares Change (QoQ)	+0.56%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	111.59M

Valuation Ratios

The trailing PE ratio is 13.76 and the forward PE ratio is 9.17.

PE Ratio	13.76
Forward PE	9.17
PS Ratio	1.40
PB Ratio	1.24
P/TBV Ratio	1.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.74, with an EV/FCF ratio of -0.34.

EV / Earnings	7.13
EV / Sales	0.73
EV / EBITDA	3.74
EV / EBIT	5.49
EV / FCF	-0.34

Financial Position

The company has a current ratio of 2.71, with a Debt / Equity ratio of 0.01.

Current Ratio	2.71
Quick Ratio	2.00
Debt / Equity	0.01
Debt / EBITDA	0.06
Debt / FCF	-0.01
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.55% and return on invested capital (ROIC) is 21.66%.

Return on Equity (ROE)	9.55%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	21.66%
Return on Capital Employed (ROCE)	1.95%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.06M
Profits Per Employee	107,494
Employee Count	1,075
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, LendingClub has paid 35.15 million in taxes.

Income Tax	35.15M
Effective Tax Rate	23.32%

Stock Price Statistics

The stock price has increased by +0.26% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+0.26%
50-Day Moving Average	15.83
200-Day Moving Average	13.38
Relative Strength Index (RSI)	41.78
Average Volume (20 Days)	121

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.36

Income Statement

In the last 12 months, LendingClub had revenue of EUR 1.14 billion and earned 115.56 million in profits. Earnings per share was 0.99.

Revenue	1.14B
Gross Profit	383.60M
Operating Income	150.70M
Pretax Income	150.70M
Net Income	115.56M
EBITDA	204.27M
EBIT	150.70M
Earnings Per Share (EPS)	0.99

Balance Sheet

The company has 781.57 million in cash and 13.48 million in debt, with a net cash position of 768.09 million.

Cash & Cash Equivalents	781.57M
Total Debt	13.48M
Net Cash	768.09M
Net Cash Per Share	n/a
Equity (Book Value)	1.28B
Book Value Per Share	11.08
Working Capital	3.62B

Cash Flow

In the last 12 months, operating cash flow was -2.32 billion and capital expenditures -119.53 million, giving a free cash flow of -2.44 billion.

Operating Cash Flow	-2.32B
Capital Expenditures	-119.53M
Free Cash Flow	-2.44B
FCF Per Share	n/a

Margins

Gross margin is 33.74%, with operating and profit margins of 13.26% and 10.17%.

Gross Margin	33.74%
Operating Margin	13.26%
Pretax Margin	13.26%
Profit Margin	10.17%
EBITDA Margin	17.97%
EBIT Margin	13.26%
FCF Margin	n/a

Dividends & Yields

LendingClub does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.63%
Shareholder Yield	-3.63%
Earnings Yield	7.27%
FCF Yield	-153.62%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 8, 2019. It was a reverse split with a ratio of 0.2.

Last Split Date	Jul 8, 2019
Split Type	Reverse
Split Ratio	0.2

Scores

LendingClub has an Altman Z-Score of 0.68 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.68
Piotroski F-Score	4