LendingClub Corporation (FRA:8LCA)

LendingClub Statistics

Total Valuation

LendingClub has a market cap or net worth of EUR 1.64 billion. The enterprise value is 869.67 million.

Market Cap	1.64B
Enterprise Value	869.67M

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	115.37M
Shares Outstanding	n/a
Shares Change (YoY)	+3.63%
Shares Change (QoQ)	+0.56%
Owned by Insiders (%)	3.12%
Owned by Institutions (%)	82.64%
Float	111.77M

Valuation Ratios

The trailing PE ratio is 14.21 and the forward PE ratio is 9.62.

PE Ratio	14.21
Forward PE	9.62
PS Ratio	1.44
PB Ratio	1.28
P/TBV Ratio	1.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.53
EV / Sales	0.77
EV / EBITDA	1.80
EV / EBIT	2.01
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.53

Financial Efficiency

Return on equity (ROE) is 9.55% and return on invested capital (ROIC) is 63.59%.

Return on Equity (ROE)	9.55%
Return on Assets (ROA)	2.89%
Return on Invested Capital (ROIC)	63.59%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.13M
Profits Per Employee	115,325
Employee Count	1,002
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, LendingClub has paid 35.15 million in taxes.

Income Tax	35.15M
Effective Tax Rate	23.32%

Stock Price Statistics

The stock price has increased by +13.03% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+13.03%
50-Day Moving Average	16.20
200-Day Moving Average	13.02
Relative Strength Index (RSI)	32.20
Average Volume (20 Days)	183

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.10

Income Statement

In the last 12 months, LendingClub had revenue of EUR 1.14 billion and earned 115.56 million in profits. Earnings per share was 0.99.

Revenue	1.14B
Gross Profit	719.29M
Operating Income	436.77M
Pretax Income	150.70M
Net Income	115.56M
EBITDA	489.29M
EBIT	436.77M
Earnings Per Share (EPS)	0.99

Balance Sheet

The company has 781.57 million in cash and n/a in debt, with a net cash position of 781.57 million.

Cash & Cash Equivalents	781.57M
Total Debt	n/a
Net Cash	781.57M
Net Cash Per Share	n/a
Equity (Book Value)	1.28B
Book Value Per Share	11.08
Working Capital	5.70B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 63.27%, with operating and profit margins of 38.42% and 10.17%.

Gross Margin	63.27%
Operating Margin	38.42%
Pretax Margin	13.26%
Profit Margin	10.17%
EBITDA Margin	43.04%
EBIT Margin	38.42%
FCF Margin	n/a

Dividends & Yields

LendingClub does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.63%
Shareholder Yield	-3.63%
Earnings Yield	7.04%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 8, 2019. It was a reverse split with a ratio of 0.2.

Last Split Date	Jul 8, 2019
Split Type	Reverse
Split Ratio	0.2

Scores

LendingClub has an Altman Z-Score of 1.03 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.03
Piotroski F-Score	4