Romerike Sparebank (FRA:92I)

Romerike Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	80.86	459.93	841.59	587.29	529.27	221.2
Investment Securities	2,752	648	624.63	575.46	326.29	1,236
Trading Asset Securities	-	2,269	1,994	1,692	1,199	1.78
Total Investments	2,752	2,917	2,618	2,267	1,526	1,238
Gross Loans	16,617	14,589	13,221	12,432	9,118	8,386
Allowance for Loan Losses	-68.23	-69.43	-42.56	-19.91	-13.74	-27.79
Net Loans	16,548	14,520	13,178	12,412	9,105	8,358
Property, Plant & Equipment	93.83	56.45	45.29	14.57	11.61	0.49
Investments in Real Estate	-	36.81	-	38.86	-	-
Accrued Interest Receivable	-	-	-	-	7.03	7.33
Other Current Assets	-	-	-	-	1.74	2.11
Long-Term Deferred Tax Assets	-	-	-	-	1.5	0.97
Other Long-Term Assets	10.08	22.69	19.85	17.22	0.23	-
Total Assets	19,486	18,012	16,703	15,337	11,182	9,829
Accrued Expenses	-	-	-	-	-	36.67
Interest Bearing Deposits	10,917	10,560	10,182	10,053	7,220	5,896
Total Deposits	10,917	10,560	10,182	10,053	7,220	5,896
Short-Term Borrowings	-	63.64	60.67	44.07	58.97	46.33
Current Portion of Long-Term Debt	-	401.51	629.46	496.23	600.68	-
Current Portion of Leases	-	2.89	8.2	7.93	3.95	-
Current Income Taxes Payable	-	59.59	46.63	33.57	31.8	18.05
Other Current Liabilities	-	2.76	2.73	2.99	1.74	1.77
Long-Term Debt	5,999	4,546	3,560	2,652	1,995	2,702
Long-Term Leases	-	55.53	0.91	20.59	7.3	-
Pension & Post-Retirement Benefits	-	0.43	1.16	2.03	0.41	0.55
Long-Term Deferred Tax Liabilities	-	2.61	-	-	-	-
Other Long-Term Liabilities	167.65	42.56	65	43.4	40.78	6.21
Total Liabilities	17,084	15,737	14,556	13,355	9,960	8,707
Common Stock	291.93	283.63	283.63	283.63	100	100
Additional Paid-In Capital	-	8.3	8.3	8.3	1.25	1.25
Retained Earnings	2,035	1,657	1,513	1,391	938.23	845.3
Comprehensive Income & Other	75	326.48	342.64	298.68	181.99	175.25
Shareholders' Equity	2,402	2,275	2,147	1,982	1,221	1,122
Total Liabilities & Equity	19,486	18,012	16,703	15,337	11,182	9,829
Total Debt	5,999	5,069	4,259	3,220	2,666	2,748
Net Cash (Debt)	-5,918	-2,341	-1,424	-941.48	-937.03	-2,525
Net Cash Per Share	-	-825.33	-501.99	-331.94	-937.03	-2524.87
Filing Date Shares Outstanding	-	2.84	2.84	2.84	1	1
Total Common Shares Outstanding	-	2.84	2.84	2.84	1	1
Book Value Per Share	-	765.10	720.00	661.68	1146.48	1046.79
Tangible Book Value	2,402	2,275	2,147	1,982	1,221	1,122
Tangible Book Value Per Share	-	765.10	720.00	661.68	1146.48	1046.79

Source: S&P Global Market Intelligence. Banks template. Financial Sources.