Bank Ochrony Srodowiska S.A. (FRA:967)

Bank Ochrony Srodowiska Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,855	3,714	3,413	5,257	3,315	2,444
Investment Securities	8,129	7,352	6,188	4,543	4,210	5,385
Trading Asset Securities	136.25	156.6	189.61	306.37	201.76	178.92
Total Investments	8,265	7,508	6,378	4,849	4,412	5,564
Gross Loans	11,150	11,035	11,695	12,235	12,622	13,088
Allowance for Loan Losses	-1,013	-930.59	-928.01	-1,109	-1,123	-1,196
Net Loans	10,137	10,105	10,767	11,126	11,499	11,892
Property, Plant & Equipment	127.3	140.12	146.29	157.51	162.62	101.74
Goodwill	-	0.97	0.97	0.97	-	-
Other Intangible Assets	96.07	105.87	130.86	132.01	112.86	99.48
Accrued Interest Receivable	-	10.54	8.92	15.32	14.13	15.2
Other Receivables	210.63	139.14	159.24	256.51	242.33	26.69
Restricted Cash	686.46	588.01	611.25	-	295.2	31.41
Other Current Assets	-	1.58	1.01	4.64	1.05	-
Long-Term Deferred Tax Assets	135.74	148.23	158.33	173.46	151.07	115.69
Other Long-Term Assets	431.29	256.79	257.4	33.97	24.45	8.72
Total Assets	24,944	22,718	22,032	22,006	20,230	20,299
Accounts Payable	-	90.05	91.59	95.04	71.78	65.02
Accrued Expenses	-	82.97	62.7	97.59	66.61	26.58
Interest Bearing Deposits	7,418	9,823	8,858	8,312	5,476	5,673
Non-Interest Bearing Deposits	13,044	8,988	9,252	9,915	11,198	10,321
Total Deposits	20,462	18,811	18,110	18,227	16,675	15,995
Short-Term Borrowings	41.49	57.14	125.75	248.67	244.22	612.15
Current Portion of Leases	-	5.72	2.5	2.94	2.69	0.93
Current Income Taxes Payable	-	14.74	2.31	0.45	8.34	-
Other Current Liabilities	3.91	91.46	91.68	22.54	17.05	26.29
Long-Term Debt	1,139	808.29	886.47	934.71	880.06	1,085
Long-Term Leases	41.62	39.63	50.75	64.98	78.48	65.8
Long-Term Unearned Revenue	-	8.07	8.56	7.57	7.75	5.9
Pension & Post-Retirement Benefits	-	7.54	5.7	4.31	3.79	2.98
Long-Term Deferred Tax Liabilities	0.49	-	0.95	-	0.48	-
Other Long-Term Liabilities	919.97	471.96	444.65	335.75	307.86	503.41
Total Liabilities	22,608	20,489	19,884	20,042	18,364	18,388
Common Stock	929.48	929.48	929.48	929.48	929.48	929.48
Additional Paid-In Capital	532.85	532.85	532.85	532.85	532.85	532.18
Retained Earnings	803.73	718	638.34	559.97	431.72	382.17
Treasury Stock	-1.29	-1.29	-1.29	-1.29	-1.29	-1.29
Comprehensive Income & Other	71.04	50.56	49.25	-56.86	-26.96	67.87
Shareholders' Equity	2,336	2,230	2,149	1,964	1,866	1,910
Total Liabilities & Equity	24,944	22,718	22,032	22,006	20,230	20,299
Total Debt	1,222	910.79	1,065	1,251	1,205	1,764
Net Cash (Debt)	3,769	2,960	2,537	4,312	2,311	859.22
Net Cash Growth	-	16.69%	-41.16%	86.57%	168.97%	-
Net Cash Per Share	40.61	31.86	27.31	46.41	24.87	9.25
Filing Date Shares Outstanding	92.91	92.91	92.91	92.91	92.91	90.95
Total Common Shares Outstanding	92.91	92.91	92.91	92.91	92.91	90.95
Book Value Per Share	25.14	24.00	23.13	21.14	20.08	21.00
Tangible Book Value	2,240	2,123	2,017	1,831	1,753	1,811
Tangible Book Value Per Share	24.11	22.85	21.71	19.71	18.87	19.91

Source: S&P Global Market Intelligence. Banks template. Financial Sources.