FRA:9A1 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	624.2	702.93	718.28	512.1	428.12	427.57
Total Interest Expense	458.11	503.95	466.11	270.53	162.52	188.27
Net Interest Income	166.09	198.98	252.17	241.58	265.59	239.3
Other Revenue	102.7	104.69	92.42	62.06	18.92	-
Revenue Before Loan Losses	268.79	303.67	344.59	303.64	284.51	239.3
Provision for Loan Losses	-0.5	155.78	59.43	-17.62	-34.77	125.6
Revenue	269.3	147.89	285.16	321.26	319.28	113.7
Revenue Growth (YoY)	67.16%	-48.14%	-11.24%	0.62%	180.82%	-62.10%
Salaries & Employee Benefits	14.2	16.47	17.44	18.25	17.63	16.82
Cost of Services Provided	128.66	130.98	122.81	102.2	69.3	49.78
Other Operating Expenses	-	-	-	-	0.55	-
Total Operating Expenses	153.02	159.12	148.51	121.15	90.12	66.6
Operating Income	116.28	-11.23	136.66	200.11	229.16	47.1
Earnings From Equity Investments	15.67	-	-	-	-	-
Currency Exchange Gain (Loss)	6.16	15.11	3.82	30.58	9.99	17.17
EBT Excluding Unusual Items	146.19	8.95	144.68	246.55	244.28	66.01
Gain (Loss) on Sale of Investments	-7.44	-128.19	-86.6	18.68	-20.77	-47.63
Other Unusual Items	-	-	0.5	-	-	-
Pretax Income	138.75	-119.24	58.57	265.23	223.52	18.38
Income Tax Expense	0.58	0.39	0.44	-	-	-
Net Income	138.17	-119.64	58.13	265.23	223.52	18.38
Preferred Dividends & Other Adjustments	15.01	15.52	16.63	16.4	16.84	16.97
Net Income to Common	123.16	-135.16	41.5	248.83	206.67	1.41
Net Income Growth	-	-	-78.08%	18.66%	1116.28%	-92.02%
Shares Outstanding (Basic)	139	140	141	141	140	148
Shares Outstanding (Diluted)	139	140	141	166	168	148
Shares Change (YoY)	-1.04%	-1.14%	-14.64%	-1.72%	13.78%	-15.81%
EPS (Basic)	0.89	-0.97	0.29	1.77	1.48	0.01
EPS (Diluted)	0.89	-0.97	0.29	1.68	1.46	0.01
EPS Growth	-	-	-82.76%	15.33%	15251.49%	-99.32%
Dividend Per Share	1.000	1.200	1.400	1.400	1.400	1.450
Dividend Growth	-23.08%	-14.29%	-	-	-3.45%	-21.20%
Operating Margin	43.18%	-7.60%	47.92%	62.29%	71.77%	41.42%
Profit Margin	45.73%	-91.39%	14.55%	77.45%	64.73%	1.24%
Effective Tax Rate	0.42%	-	0.76%	-	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.