FRA:9JO0 Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 28, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,906	1,051	1,213	1,414	1,630	2,040
Market Cap Growth	76.21%	-13.34%	-14.20%	-13.29%	-20.09%	0.44%
PE Ratio	5.36	1.67	2.23	4.06	4.45	4.77
PS Ratio	2.33	1.00	1.39	1.64	1.99	2.47
PB Ratio	0.99	0.62	0.81	0.73	0.87	1.17
P/FCF Ratio	15.87	1.63	-	1.40	-	-
P/OCF Ratio	10.61	1.45	-	1.34	477.78	-
Debt / Equity Ratio	0.05	0.13	0.06	0.14	0.18	0.15
Debt / FCF Ratio	0.83	0.33	-	0.28	-	-
Return on Equity (ROE)	21.09%	48.59%	44.82%	18.65%	20.60%	26.83%
Return on Assets (ROA)	3.92%	8.31%	6.69%	2.85%	3.37%	4.63%
Earnings Yield	18.64%	59.98%	44.84%	24.63%	22.49%	20.96%
FCF Yield	6.30%	61.49%	-47.74%	71.62%	-5.44%	-47.66%
Payout Ratio	43.56%	10.82%	18.47%	53.39%	51.30%	41.28%
Buyback Yield / Dilution	-15.32%	-1.33%	-	0.06%	0.17%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.