XTB S.A. (FRA:9PR)

XTB S.A. Income Statement

Financials in millions PLN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	72.74	58.95	30.08	-	-	-
Total Interest Expense	1.38	1.09	1.18	0.98	0.44	0.4
Net Interest Income	71.36	57.85	28.9	-0.98	-0.44	-0.4
Brokerage Commission	17.87	12.29	11.73	7.02	5.03	4.84
Other Revenue	1,904	1,788	1,565	1,443	621.15	794.37
Revenue	1,993	1,858	1,606	1,449	625.75	798.81
Revenue Growth (YoY)	4.83%	15.72%	10.82%	131.54%	-21.66%	234.96%
Salaries & Employee Benefits	382.13	311.57	259.14	192.03	131.26	119.14
Cost of Services Provided	761.35	529.32	397.41	334.37	199.13	143.5
Other Operating Expenses	23.25	10.68	8.4	24.94	9.49	8.16
Total Operating Expenses	1,190	871.48	682.14	563.34	348.8	278.55
Operating Income	802.54	986.61	923.55	885.51	276.95	520.25
Currency Exchange Gains	-52.75	10.31	-34.33	11.74	-	-22.51
Other Non-Operating Income (Expenses)	40.07	52.5	71.6	38.82	17.88	1.69
EBT Excluding Unusual Items	789.85	1,049	960.82	936.07	294.82	499.44
Legal Settlements	-0.77	-0.77	-0.44	-0.63	-	-4.89
Gain (Loss) on Sale of Investments	-	-	-	-	-	4.17
Other Unusual Items	-	-	-	-	-3.81	-
Pretax Income	788.88	1,048	960.24	935.26	290.46	498.7
Income Tax Expense	135.62	191.6	169.07	169.16	52.63	96.61
Earnings From Continuing Ops.	653.26	856.86	791.17	766.1	237.83	402.09
Minority Interest in Earnings	0.06	0.17	-	-	-	-
Net Income	653.32	857.03	791.17	766.1	237.83	402.09
Net Income to Common	653.32	857.03	791.17	766.1	237.83	402.09
Net Income Growth	-28.68%	8.32%	3.27%	222.12%	-40.85%	596.85%
Shares Outstanding (Basic)	118	118	118	117	117	117
Shares Outstanding (Diluted)	118	118	118	117	117	117
Shares Change (YoY)	-0.12%	-	0.16%	-	-	-
EPS (Basic)	5.56	7.29	6.73	6.53	2.03	3.43
EPS (Diluted)	5.56	7.29	6.73	6.53	2.03	3.43
EPS Growth	-28.56%	8.32%	3.11%	222.12%	-40.85%	599.06%
Free Cash Flow	633.91	808.98	464.79	1,136	191.2	464.78
Free Cash Flow Per Share	5.39	6.88	3.95	9.68	1.63	3.96
Dividend Per Share	5.450	5.450	5.020	4.860	1.500	1.790
Dividend Growth	8.57%	8.57%	3.29%	224.00%	-16.20%	645.83%
Operating Margin	40.27%	53.10%	57.52%	61.12%	44.26%	65.13%
Profit Margin	32.78%	46.12%	49.27%	52.88%	38.01%	50.34%
Free Cash Flow Margin	31.81%	43.54%	28.95%	78.44%	30.56%	58.18%
Effective Tax Rate	17.19%	18.27%	17.61%	18.09%	18.12%	19.37%
Revenue as Reported	2,002	1,873	1,618	1,444	625.6	797.75

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.