XTB S.A. Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	7,138	5,371	3,677	3,161	2,376	1,576
Trading Asset Securities	985.97	1,124	903.26	842.51	703.55	663.13
Accounts Receivable	26.17	23.56	11.32	20.74	21.31	9.75
Other Receivables	72.17	25.32	15.17	15.3	8.22	3.67
Property, Plant & Equipment	66.32	65.33	50.39	45.3	16.21	13.26
Other Intangible Assets	1.63	2.01	1.17	1.44	0.59	0.64
Other Current Assets	30.49	22.41	19.43	18.58	11.61	7.37
Long-Term Deferred Tax Assets	6.71	8.71	10.07	7.87	8.69	9.39
Total Assets	8,328	6,646	4,689	4,114	3,148	2,284
Accounts Payable	6,079	4,276	2,683	2,361	2,033	1,226
Accrued Expenses	52.69	46.2	40.79	46.86	25.5	31.33
Short-Term Debt	259.74	208.19	110.36	105.55	127.71	96.63
Current Portion of Leases	11.35	10.59	8.96	6.6	2.89	4.63
Long-Term Leases	16.72	23.34	20.64	23.85	4.54	4.03
Long-Term Deferred Tax Liabilities	84.19	61.24	62.95	58.74	32.42	23.26
Other Long-Term Liabilities	2.98	3.01	3.55	4.04	4.79	6.33
Total Liabilities	6,508	4,642	2,954	2,608	2,232	1,395
Common Stock	5.88	5.88	5.88	5.87	5.87	5.87
Additional Paid-In Capital	69.65	69.65	69.65	69.65	69.65	69.65
Retained Earnings	1,754	1,932	1,666	1,431	840.49	812.78
Comprehensive Income & Other	-11.44	-4.07	-6.6	0.04	-0.45	0.01
Total Common Equity	1,818	2,004	1,735	1,506	915.56	888.31
Minority Interest	0.85	0.12	-	-	-	-
Shareholders' Equity	1,819	2,004	1,735	1,506	915.56	888.31
Total Liabilities & Equity	8,328	6,646	4,689	4,114	3,148	2,284
Total Debt	287.8	242.13	139.96	136	135.15	105.29
Net Cash (Debt)	7,836	6,253	4,440	3,868	2,945	2,134
Net Cash Growth	43.89%	40.82%	14.80%	31.34%	38.01%	99.37%
Net Cash Per Share	66.65	53.18	37.77	32.95	25.09	18.18
Filing Date Shares Outstanding	117.57	117.57	117.57	117.38	117.38	117.38
Total Common Shares Outstanding	117.57	117.57	117.57	117.38	117.38	117.38
Working Capital	1,849	2,012	1,759	1,537	930.68	899.74
Book Value Per Share	15.47	17.04	14.75	12.83	7.80	7.57
Tangible Book Value	1,817	2,002	1,733	1,505	914.98	887.67
Tangible Book Value Per Share	15.45	17.02	14.74	12.82	7.79	7.56

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.