ASR Nederland Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	10,324	9,601	8,095	5,437	5,777
Total Interest & Dividend Income	6,247	620	-1,074	13,544	3,207
Gain (Loss) on Sale of Investments	1	195	1,053	-4,967	448
Other Revenue	808	4,693	4,449	-10,054	283
Total Revenue	17,380	15,109	12,523	3,960	9,715
Revenue Growth (YoY)	15.03%	20.65%	216.24%	-59.24%	28.01%
Policy Benefits	8,219	7,479	6,427	4,537	6,817
Policy Acquisition & Underwriting Costs	-	-	-	-	526
Selling, General & Administrative	1,574	1,555	1,373	1,120	725
Other Operating Expenses	864	818	914	273	160
Total Operating Expenses	10,657	10,028	8,856	5,965	8,249
Operating Income	6,723	5,081	3,667	-2,005	1,466
Interest Expense	-6,029	-459	-269	-95	-342
Currency Exchange Gain (Loss)	-	-2	-	-	-
Other Non Operating Income (Expenses)	2	-3,380	-2,015	-307	32
EBT Excluding Unusual Items	696	1,240	1,383	-2,407	1,156
Merger & Restructuring Charges	-	-	-	-	-4
Impairment of Goodwill	-	-	-13	-	-9
Gain (Loss) on Sale of Assets	-	-	-	-33	-26
Asset Writedown	-	208	-91	117	92
Pretax Income	696	1,448	1,279	-2,323	1,209
Income Tax Expense	131	383	275	-606	270
Earnings From Continuing Ops.	565	1,065	1,004	-1,717	939
Earnings From Discontinued Ops.	-	-121	82	-	-
Net Income to Company	565	944	1,086	-1,717	939
Minority Interest in Earnings	-17	2	-	8	3
Net Income	548	946	1,086	-1,709	942
Preferred Dividends & Other Adjustments	73	63	48	48	48
Net Income to Common	475	883	1,038	-1,757	894
Net Income Growth	-42.07%	-12.89%	-	-	43.38%
Shares Outstanding (Basic)	205	211	179	137	136
Shares Outstanding (Diluted)	205	232	200	137	158
Shares Change (YoY)	-11.98%	15.94%	46.33%	-13.24%	-1.65%
EPS (Basic)	2.32	4.19	5.80	-12.82	6.56
EPS (Diluted)	2.32	3.87	5.26	-12.82	5.77
EPS Growth	-39.97%	-26.50%	-	-	47.98%
Free Cash Flow	-	-724	3,568	-1,140	-188
Free Cash Flow Per Share	-	-3.12	17.80	-8.32	-1.19
Dividend Per Share	3.410	3.120	2.890	2.700	2.420
Dividend Growth	9.29%	7.96%	7.04%	11.57%	18.63%
Operating Margin	38.68%	33.63%	29.28%	-50.63%	15.09%
Profit Margin	2.73%	5.84%	8.29%	-44.37%	9.20%
Free Cash Flow Margin	-	-4.79%	28.49%	-28.79%	-1.93%
EBITDA	6,825	5,183	3,745	-1,957	1,496
EBITDA Margin	39.27%	34.30%	29.90%	-49.42%	15.40%
D&A For EBITDA	102	102	78	48	30
EBIT	6,723	5,081	3,667	-2,005	1,466
EBIT Margin	38.68%	33.63%	29.28%	-50.63%	15.09%
Effective Tax Rate	18.82%	26.45%	21.50%	-	22.33%
Revenue as Reported	-	-	-	-	10,036

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.