AMERISAFE, Inc. (FRA:A3I)

AMERISAFE Statistics

Total Valuation

AMERISAFE has a market cap or net worth of EUR 717.82 million. The enterprise value is 675.84 million.

Market Cap	717.82M
Enterprise Value	675.84M

Important Dates

The last earnings date was Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

Current Share Class	18.98M
Shares Outstanding	n/a
Shares Change (YoY)	-0.40%
Shares Change (QoQ)	-0.18%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	18.64M

Valuation Ratios

The trailing PE ratio is 16.72 and the forward PE ratio is 19.51.

PE Ratio	16.72
Forward PE	19.51
PS Ratio	2.75
PB Ratio	3.17
P/TBV Ratio	3.17
P/FCF Ratio	106.45
P/OCF Ratio	93.24
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.14, with an EV/FCF ratio of 100.23.

EV / Earnings	15.74
EV / Sales	2.55
EV / EBITDA	12.14
EV / EBIT	12.34
EV / FCF	100.23

Financial Position

The company has a current ratio of 2.00

Current Ratio	2.00
Quick Ratio	1.30
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.80% and return on invested capital (ROIC) is 13.95%.

Return on Equity (ROE)	17.80%
Return on Assets (ROA)	3.31%
Return on Invested Capital (ROIC)	13.95%
Return on Capital Employed (ROCE)	6.47%
Revenue Per Employee	713,003
Profits Per Employee	117,307
Employee Count	370
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

In the past 12 months, AMERISAFE has paid 10.92 million in taxes.

Income Tax	10.92M
Effective Tax Rate	20.27%

Stock Price Statistics

The stock price has decreased by -9.12% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-9.12%
50-Day Moving Average	38.40
200-Day Moving Average	45.52
Relative Strength Index (RSI)	53.70
Average Volume (20 Days)	27

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.60

Income Statement

In the last 12 months, AMERISAFE had revenue of EUR 260.96 million and earned 42.93 million in profits. Earnings per share was 2.24.

Revenue	260.96M
Gross Profit	81.78M
Operating Income	53.85M
Pretax Income	53.85M
Net Income	42.93M
EBITDA	54.66M
EBIT	53.85M
Earnings Per Share (EPS)	2.24

Balance Sheet

The company has 53.96 million in cash and n/a in debt, giving a net cash position of 41.27 million.

Cash & Cash Equivalents	53.96M
Total Debt	n/a
Net Cash	41.27M
Net Cash Per Share	n/a
Equity (Book Value)	226.13M
Book Value Per Share	11.90
Working Capital	150.93M

Cash Flow

In the last 12 months, operating cash flow was 7.70 million and capital expenditures -955,383, giving a free cash flow of 6.74 million.

Operating Cash Flow	7.70M
Capital Expenditures	-955,383
Free Cash Flow	6.74M
FCF Per Share	n/a

Margins

Gross margin is 31.34%, with operating and profit margins of 20.64% and 16.45%.

Gross Margin	31.34%
Operating Margin	20.64%
Pretax Margin	20.64%
Profit Margin	16.45%
EBITDA Margin	20.94%
EBIT Margin	20.64%
FCF Margin	2.58%

Dividends & Yields

This stock pays an annual dividend of 4.22, which amounts to a dividend yield of 10.69%.

Dividend Per Share	4.22
Dividend Yield	10.69%
Dividend Growth (YoY)	-6.28%
Years of Dividend Growth	n/a
Payout Ratio	57.43%
Buyback Yield	0.40%
Shareholder Yield	11.09%
Earnings Yield	5.98%
FCF Yield	0.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4