AIB Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	19,017	12,411	10,161	9,667	5,809	4,563
Market Cap Growth	36.81%	22.14%	5.11%	66.42%	27.30%	-45.88%
Last Close Price	8.72	4.80	3.20	3.06	1.79	1.41
PE Ratio	9.13	5.46	5.09	13.77	9.98	-
PS Ratio	4.14	2.56	2.25	3.33	2.22	5.00
PB Ratio	1.33	0.80	0.67	0.79	0.43	0.34
P/FCF Ratio	36.78	-	-	-	-	2.59
P/OCF Ratio	34.89	-	-	-	-	2.56
Debt / Equity Ratio	1.03	0.88	0.96	1.08	1.41	0.99
Debt / FCF Ratio	28.64	-	-	-	-	7.55
Net Debt / Equity Ratio	-2.13	-1.96	-2.03	-2.55	-1.93	-1.07
Net Debt / FCF Ratio	-59.13	178.21	6.94	6.68	14.07	-8.15
Return on Equity (ROE)	15.17%	15.42%	15.06%	5.90%	4.76%	-5.36%
Return on Assets (ROA)	1.54%	1.69%	1.55%	0.59%	0.54%	-0.71%
Earnings Yield	10.96%	18.97%	20.28%	7.93%	11.14%	-16.85%
FCF Yield	2.72%	-1.37%	-43.38%	-48.33%	-32.17%	38.59%
Dividend Yield	5.75%	7.71%	8.31%	2.03%	2.52%	-
Payout Ratio	43.69%	32.97%	11.21%	24.38%	10.05%	-
Buyback Yield / Dilution	10.60%	6.70%	1.95%	0.96%	-	-
Total Shareholder Return	16.35%	14.40%	10.26%	2.99%	2.52%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.