Alior Bank Income Statement

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	6,541	6,664	6,814	4,963	2,679	3,159
Interest Income on Investments	0.1	0.32	0.19	0.63	0.53	0.7
Total Interest Income	6,541	6,664	6,814	4,963	2,680	3,160
Interest Paid on Deposits	1,894	2,050	2,624	1,830	238.41	484.15
Net Interest Income	4,647	4,614	4,191	3,133	2,441	2,676
Net Interest Income Growth (YoY)	1.02%	10.10%	33.76%	28.34%	-8.76%	-11.73%
Gain (Loss) on Sale of Investments	51.18	27.48	12.25	1.99	5.29	84.55
Other Non-Interest Income	1,369	1,419	1,429	1,229	1,252	919.11
Total Non-Interest Income	1,420	1,446	1,441	1,231	1,257	1,004
Non-Interest Income Growth (YoY)	-1.88%	0.32%	17.11%	-2.11%	25.29%	1.07%
Revenues Before Loan Losses	6,068	6,060	5,632	4,364	3,699	3,679
Provision for Loan Losses	376.64	403.76	625.29	949.77	1,007	1,733
Revenue	5,691	5,656	5,007	3,414	2,692	1,946
Revenue Growth (YoY)	0.41%	12.97%	46.66%	26.82%	38.35%	-24.79%
Salaries and Employee Benefits	5.73	7.08	6.49	2.41	-	-
Selling, General & Administrative	2,310	2,111	1,971	1,977	53.27	59.68
Other Non-Interest Expense	405.95	339.02	317.74	345.89	1,785	1,827
Total Non-Interest Expense	2,721	2,457	2,295	2,326	1,841	1,886
EBT Excluding Unusual Items	2,970	3,200	2,712	1,088	851.28	60.14
Asset Writedown	-1.65	-1.73	-4.91	-52.39	-10.48	-28.45
Legal Settlements	-	-	-	-	-61.59	-133.77
Pretax Income	2,968	3,198	2,707	1,036	779.21	-206.45
Income Tax Expense	673.72	752.86	676.93	352.91	297.29	104.78
Earnings From Continuing Operations	2,294	2,445	2,030	683.11	481.93	-311.23
Net Income	2,294	2,445	2,030	683.11	481.93	-311.23
Net Income to Common	2,294	2,445	2,030	683.11	481.93	-311.23
Net Income Growth	-5.05%	20.44%	197.19%	41.75%	-	-
Basic Shares Outstanding	131	131	131	131	131	131
Diluted Shares Outstanding	131	131	131	131	131	131
Shares Change (YoY)	-	-	-	-	-	-0.41%
EPS (Basic)	17.58	18.73	15.55	5.23	3.69	-2.38
EPS (Diluted)	17.58	18.73	15.55	5.23	3.69	-2.38
EPS Growth	-5.05%	20.44%	197.19%	41.75%	-	-
Dividend Per Share	9.190	9.190	4.420	-	-	-
Dividend Growth	107.92%	107.92%	-	-	-	-
Effective Tax Rate	22.70%	23.54%	25.01%	34.06%	38.15%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.