Alior Bank Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	711.16	725.86	1,872	1,590	2,281	1,512
Investment Securities	24,274	24,334	22,078	16,762	15,766	15,155
Trading Asset Securities	678.06	515.65	759.26	615.4	421.71	929.9
Total Investments	24,952	24,850	22,838	17,377	16,188	16,085
Gross Loans	69,294	66,872	65,970	62,979	64,099	62,891
Allowance for Loan Losses	-3,158	-3,196	-4,095	-4,462	-5,350	-6,247
Other Adjustments to Gross Loans	-	-939.77	-910.28	-906.99	-520.83	-429.03
Net Loans	66,136	62,736	60,965	57,610	58,228	56,215
Property, Plant & Equipment	643.39	697.76	743.5	744.44	755.21	702.38
Goodwill	0.98	0.98	0.98	0.98	0.98	0.98
Other Intangible Assets	318.03	235.07	278.35	301.37	365.57	429.82
Other Receivables	188.07	142.6	119.35	149.3	87.62	159.23
Restricted Cash	2,672	1,397	667.68	994.21	1,483	947.82
Other Current Assets	1,142	1,337	1,424	2,516	2,127	945.99
Long-Term Deferred Tax Assets	671.08	823.19	982.65	1,416	1,302	1,159
Other Long-Term Assets	94.11	80.91	85.86	68.97	151.83	446.46
Total Assets	97,742	93,293	90,134	82,877	83,048	78,642
Accrued Expenses	438.7	433.25	468.53	375.52	132.39	237.39
Interest Bearing Deposits	80,586	76,937	73,083	70,053	71,805	65,990
Total Deposits	80,586	76,937	73,083	70,053	71,805	65,990
Short-Term Borrowings	431.8	587.59	899.27	1,932	1,217	473.19
Current Portion of Long-Term Debt	-	277.78	1,460	-	198.09	446.54
Current Portion of Leases	-	-	-	21.7	11.37	13.07
Current Income Taxes Payable	208.79	277.36	324.21	247	35.67	6.05
Other Current Liabilities	549.45	502.49	1,338	807.58	529.24	584.57
Long-Term Debt	2,144	1,969	2,093	2,158	1,879	3,143
Long-Term Leases	187.06	226.37	252.94	233.5	275.51	272.98
Long-Term Unearned Revenue	49.9	51.12	53.3	55.76	47.46	57.64
Pension & Post-Retirement Benefits	12.66	9.51	8.36	5.48	6.46	5.95
Long-Term Deferred Tax Liabilities	1.61	1.62	2.03	2.09	0.89	0.64
Other Long-Term Liabilities	971.35	813.7	902.29	815.68	990.48	850.68
Total Liabilities	85,581	82,087	80,885	76,707	77,129	72,082
Common Stock	1,306	1,306	1,306	1,306	1,306	1,306
Additional Paid-In Capital	8,655	7,438	6,028	5,407	5,404	5,400
Retained Earnings	1,761	2,660	2,206	796.37	116.52	-361.28
Comprehensive Income & Other	439.14	-196.91	-289.19	-1,339	-906.7	215.71
Total Common Equity	12,161	11,207	9,250	6,170	5,919	6,560
Shareholders' Equity	12,161	11,207	9,250	6,170	5,919	6,560
Total Liabilities & Equity	97,742	93,293	90,134	82,877	83,048	78,642
Total Debt	2,763	3,061	4,705	4,345	3,581	4,349
Net Cash (Debt)	-1,230	-847.11	1,607	-1,956	-829.76	-1,907
Net Cash Per Share	-9.42	-6.49	12.31	-14.98	-6.36	-14.61
Filing Date Shares Outstanding	130.55	130.55	130.55	130.55	130.55	130.55
Total Common Shares Outstanding	130.55	130.55	130.55	130.55	130.55	130.55
Book Value Per Share	93.15	85.84	70.85	47.26	45.34	50.24
Tangible Book Value	11,842	10,971	8,970	5,868	5,553	6,129
Tangible Book Value Per Share	90.71	84.03	68.71	44.94	42.53	46.94

Source: S&P Global Market Intelligence. Banks template. Financial Sources.