Alfa Financial Software Holdings PLC (FRA:A9F)

FRA:A9F Statistics

Total Valuation

FRA:A9F has a market cap or net worth of EUR 783.25 million. The enterprise value is 766.72 million.

Market Cap	783.25M
Enterprise Value	766.72M

Important Dates

The next estimated earnings date is Friday, October 24, 2025.

Earnings Date	Oct 24, 2025
Ex-Dividend Date	Sep 25, 2025

Share Statistics

Current Share Class	296.07M
Shares Outstanding	n/a
Shares Change (YoY)	+0.46%
Shares Change (QoQ)	-1.08%
Owned by Insiders (%)	0.56%
Owned by Institutions (%)	41.75%
Float	129.67M

Valuation Ratios

The trailing PE ratio is 22.68 and the forward PE ratio is 25.70.

PE Ratio	22.68
Forward PE	25.70
PS Ratio	5.59
PB Ratio	13.14
P/TBV Ratio	43.88
P/FCF Ratio	21.25
P/OCF Ratio	20.92
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 16.79, with an EV/FCF ratio of 20.80.

EV / Earnings	22.20
EV / Sales	5.56
EV / EBITDA	16.79
EV / EBIT	17.53
EV / FCF	20.80

Financial Position

The company has a current ratio of 1.60, with a Debt / Equity ratio of 0.19.

Current Ratio	1.60
Quick Ratio	1.46
Debt / Equity	0.19
Debt / EBITDA	0.24
Debt / FCF	0.30
Interest Coverage	47.62

Financial Efficiency

Return on equity (ROE) is 62.38% and return on invested capital (ROIC) is 41.96%.

Return on Equity (ROE)	62.38%
Return on Assets (ROA)	27.48%
Return on Invested Capital (ROIC)	41.96%
Return on Capital Employed (ROCE)	61.55%
Revenue Per Employee	273,649
Profits Per Employee	67,444
Employee Count	502
Asset Turnover	1.39
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:A9F has paid 11.55 million in taxes.

Income Tax	11.55M
Effective Tax Rate	25.06%

Stock Price Statistics

The stock price has increased by +8.62% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+8.62%
50-Day Moving Average	2.57
200-Day Moving Average	2.57
Relative Strength Index (RSI)	47.43
Average Volume (20 Days)	182

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:A9F had revenue of EUR 140.11 million and earned 34.53 million in profits. Earnings per share was 0.12.

Revenue	140.11M
Gross Profit	91.11M
Operating Income	44.45M
Pretax Income	46.08M
Net Income	34.53M
EBITDA	45.15M
EBIT	44.45M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 27.88 million in cash and 11.08 million in debt, giving a net cash position of 16.80 million.

Cash & Cash Equivalents	27.88M
Total Debt	11.08M
Net Cash	16.80M
Net Cash Per Share	n/a
Equity (Book Value)	59.61M
Book Value Per Share	0.20
Working Capital	20.77M

Cash Flow

In the last 12 months, operating cash flow was 37.45 million and capital expenditures -583,299, giving a free cash flow of 36.86 million.

Operating Cash Flow	37.45M
Capital Expenditures	-583,299
Free Cash Flow	36.86M
FCF Per Share	n/a

Margins

Gross margin is 65.03%, with operating and profit margins of 31.72% and 24.65%.

Gross Margin	65.03%
Operating Margin	31.72%
Pretax Margin	32.89%
Profit Margin	24.65%
EBITDA Margin	32.22%
EBIT Margin	31.72%
FCF Margin	26.31%

Dividends & Yields

This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 3.99%.

Dividend Per Share	0.10
Dividend Yield	3.99%
Dividend Growth (YoY)	14.89%
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-0.46%
Shareholder Yield	3.53%
Earnings Yield	4.41%
FCF Yield	4.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:A9F has an Altman Z-Score of 13.16 and a Piotroski F-Score of 7.

Altman Z-Score	13.16
Piotroski F-Score	7