The Hanover Insurance Group, Inc. (FRA:AF4)

Gross Premiums Written

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Core Commercial Gross Premiums Written	2.60B	2.50B
Specialty Gross Premiums Written	1.67B	1.61B
Commercial Lines Gross Premiums Written	4.27B	4.11B
Personal Lines Gross Premiums Written	2.68B	2.62B

Net Premiums Written

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Core Commercial Net Premiums Written	2.26B	2.20B
Specialty Net Premiums Written	1.44B	1.37B
Commercial Lines Net Premiums Written	3.70B	3.57B
Personal Lines Net Premiums Written	2.58B	2.51B

Net Premiums Earned

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Core Commercial Net Premiums Earned	2.20B	2.15B
Specialty Net Premiums Earned	1.39B	1.32B
Commercial Lines Net Premiums Earned	3.59B	3.47B
Personal Lines Net Premiums Earned	2.53B	2.44B

Revenue

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Core Commercial Revenue	2.40B	2.32B
Specialty Revenue	1.49B	1.41B
Commercial Lines Revenue	3.89B	3.74B
Personal Lines Revenue	2.67B	2.56B
Other Business Segment Revenue	15.80M	12.40M
Net Realized and Unrealized Investment Gain	-63.70M	-75.80M
Revenue (Total)	6.51B	6.24B

Key Performance Indicators

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015	Dec 31, 2014	Dec 31, 2013	Dec 31, 2012
Core Commercial - Catastrophe Loss Ratio	3.60%
Specialty - Catastrophe Loss Ratio	2.80%
Personal Lines - Catastrophe Loss Ratio	10.70%
Total - Catastrophe Loss Ratio	6.40%
Core Commercial - Loss & LAE Ratio	60.60%
Specialty - Loss & LAE Ratio	48.90%
Personal Lines - Loss & LAE Ratio	74.00%
Total - Loss & LAE Ratio	63.50%
Core Commercial - Expense Ratio	33.80%
Specialty - Expense Ratio	37.60%
Personal Lines - Expense Ratio	25.60%
Total - Expense Ratio	31.30%
Core Commercial - Combined Ratio	94.40%
Specialty - Combined Ratio	86.50%
Personal Lines - Combined Ratio	99.60%
Total - Combined Ratio	94.80%

Updated Sep 30, 2025. Data Source: Fiscal.ai.