SpareBank 1 Sør-Norge ASA Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 30, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	6,376	3,293	3,038	2,931	3,399	2,219
Market Cap Growth	83.22%	8.39%	3.63%	-13.77%	53.20%	-14.38%
Last Close Price	16.48	11.61	10.01	9.49	10.47	6.32
PE Ratio	12.16	7.89	7.92	9.37	11.03	15.48
PS Ratio	5.54	3.74	3.79	4.39	5.20	5.53
PB Ratio	1.38	0.74	1.01	1.08	1.25	0.88
P/FCF Ratio	13.54	-	3.99	-	-	-
P/OCF Ratio	12.92	-	3.93	-	-	-
Debt / Equity Ratio	4.20	4.17	5.23	5.80	5.08	5.33
Debt / FCF Ratio	41.11	-	20.54	-	-	-
Return on Equity (ROE)	14.40%	12.05%	14.38%	12.09%	11.78%	6.21%
Return on Assets (ROA)	1.46%	1.23%	1.26%	1.04%	1.07%	0.59%
Earnings Yield	8.23%	13.41%	13.14%	10.94%	9.27%	6.84%
FCF Yield	7.39%	-20.41%	25.08%	-51.03%	-22.35%	-10.28%
Dividend Yield	4.35%	6.22%	6.68%	7.00%	5.72%	4.68%
Payout Ratio	54.47%	43.60%	43.91%	48.16%	71.83%	5.53%
Buyback Yield / Dilution	-69.58%	-42.06%	-3.35%	-0.01%	0.13%	-1.46%
Total Shareholder Return	-65.23%	-35.84%	3.33%	7.00%	5.85%	3.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.