SpareBank 1 Sør-Norge ASA (FRA:B4M1)

SpareBank 1 Sør-Norge ASA Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	7,079	6,285	3,293	3,038	2,931	3,399
Market Cap Growth	96.59%	90.87%	8.39%	3.63%	-13.77%	53.20%
Last Close Price	18.96	16.40	11.61	10.01	9.49	10.47
PE Ratio	13.16	11.69	7.89	7.92	9.37	11.03
PS Ratio	6.12	5.43	3.74	3.79	4.39	5.20
PB Ratio	1.51	1.34	0.74	1.01	1.08	1.25
P/FCF Ratio	8.53	7.57	-	3.99	-	-
P/OCF Ratio	8.35	7.42	-	3.93	-	-
Debt / Equity Ratio	4.02	4.02	4.17	5.23	5.80	5.08
Debt / FCF Ratio	22.73	22.73	-	20.54	-	-
Net Debt / Equity Ratio	3.86	3.86	3.85	4.67	5.07	4.84
Net Debt / FCF Ratio	21.82	21.82	-25.62	18.33	-9.24	-17.27
Return on Equity (ROE)	12.38%	12.38%	12.05%	14.38%	12.09%	11.78%
Return on Assets (ROA)	1.35%	1.35%	1.23%	1.26%	1.04%	1.07%
Earnings Yield	7.60%	9.00%	13.41%	13.14%	10.94%	9.27%
FCF Yield	11.73%	13.21%	-20.41%	25.08%	-51.03%	-22.35%
Dividend Yield	3.79%	-	6.22%	6.68%	7.00%	5.72%
Payout Ratio	52.58%	52.58%	43.60%	43.91%	48.16%	71.83%
Buyback Yield / Dilution	0.16%	0.16%	-42.06%	-3.35%	-0.01%	0.13%
Total Shareholder Return	3.95%	0.16%	-35.84%	3.33%	7.00%	5.85%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.