Banco Comercial Português Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	823.77	917.33	1,026	806.49	963.56	842.39
Investment Securities	42,039	35,858	30,164	22,303	22,646	20,171
Trading Asset Securities	1,504	1,985	982	1,018	1,179	1,404
Total Investments	43,543	37,842	31,146	23,321	23,825	21,575
Gross Loans	58,015	55,620	55,141	56,255	57,070	54,786
Allowance for Loan Losses	-1,333	-1,487	-1,583	-1,502	-1,849	-2,037
Net Loans	56,681	54,134	53,559	54,752	55,221	52,750
Property, Plant & Equipment	571.8	619.15	606.45	574.7	600.72	640.83
Goodwill	45.34	45.24	44.52	41.34	147.5	148.2
Other Intangible Assets	251.7	230.73	178.58	141.35	108.71	97.75
Investments in Real Estate	14.4	24.18	39.1	15.22	2.87	7.91
Accrued Interest Receivable	83.75	84.65	80.09	69.61	69.35	64.32
Other Receivables	1,202	277.15	293.44	333.59	346.5	359.65
Restricted Cash	3,410	4,923	3,857	5,429	7,332	5,003
Other Current Assets	125.91	142.85	178.41	120.01	468.88	414.48
Long-Term Deferred Tax Assets	1,873	2,253	2,554	2,939	2,688	2,634
Other Real Estate Owned & Foreclosed	271.39	157.73	153.49	469.86	748.32	978.46
Other Long-Term Assets	39.78	492.16	654.66	863.85	382.33	198.41
Total Assets	108,937	102,144	94,371	89,877	92,905	85,715
Accounts Payable	28.91	56.9	57.65	35.65	39.35	31.72
Accrued Expenses	72.43	59.58	58.02	59.9	55.97	59.08
Interest Bearing Deposits	35,931	83,882	32,454	26,973	20,367	20,697
Non-Interest Bearing Deposits	51,075	193.97	45,202	48,841	49,153	42,920
Total Deposits	87,006	84,076	77,656	75,813	69,520	63,617
Short-Term Borrowings	2,159	359.92	422.33	625.8	701.63	693.27
Current Portion of Long-Term Debt	-	-	0.31	2.01	1,035	500.72
Current Portion of Leases	-	21.99	20.73	20.4	22.25	25.31
Current Income Taxes Payable	76.79	136.01	197.09	23.68	20.43	14.83
Accrued Interest Payable	341.68	193.97	169.84	163.84	148.52	142.75
Other Current Liabilities	684.29	513.89	631.12	565.39	373.43	379.2
Long-Term Debt	7,276	6,371	5,779	5,059	12,646	11,715
Long-Term Leases	188.31	187.12	194.99	164.76	189.1	213.56
Long-Term Unearned Revenue	12.3	12.07	10.42	10.16	9.54	14.37
Long-Term Deferred Tax Liabilities	7.38	7.43	8.8	11.71	16.93	7.24
Other Long-Term Liabilities	2,383	1,955	1,874	1,384	1,065	915.31
Total Liabilities	100,235	93,951	87,080	83,940	85,843	78,329
Common Stock	3,000	3,000	3,000	3,000	4,725	4,725
Additional Paid-In Capital	16.47	16.47	16.47	16.47	16.47	16.47
Retained Earnings	1,241	1,291	1,172	465.92	397.61	437.48
Treasury Stock	-200	-	-	-	-	-0.04
Comprehensive Income & Other	3,438	2,788	2,114	1,672	980.3	1,042
Total Common Equity	7,495	7,095	6,303	5,155	6,119	6,221
Minority Interest	1,206	1,098	987.43	782.11	942.67	1,165
Shareholders' Equity	8,702	8,193	7,290	5,937	7,062	7,386
Total Liabilities & Equity	108,937	102,144	94,371	89,877	92,905	85,715
Total Debt	9,623	6,940	6,418	5,872	14,594	13,148
Net Cash (Debt)	-6,618	-3,939	-4,410	-4,048	-12,276	-10,517
Net Cash Per Share	-0.44	-0.26	-0.29	-0.27	-0.81	-0.70
Filing Date Shares Outstanding	14,805	15,114	15,114	15,114	15,114	15,114
Total Common Shares Outstanding	14,805	15,114	15,114	15,114	15,114	15,114
Book Value Per Share	0.48	0.44	0.39	0.31	0.40	0.41
Tangible Book Value	7,198	6,819	6,080	4,972	5,863	5,975
Tangible Book Value Per Share	0.46	0.42	0.38	0.30	0.39	0.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.