Banco BBVA Argentina Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	178,848	353,242	358,311	183,153	18,308	29,551
Depreciation & Amortization	67,241	60,727	52,596	29,931	10,378	11,048
Other Amortization	19,193	18,885	8,117	2,049	421.24	907.19
Gain (Loss) on Sale of Assets	23.47	-	1,736	2,192	73.43	-
Gain (Loss) on Sale of Investments	-	-	-	-13,667	30,073	23,519
Provision for Credit Losses	525,587	217,656	166,331	60,663	-	-
Change in Trading Asset Securities	-166,066	141,202	-654,012	-104,480	54,989	-154,184
Change in Other Net Operating Assets	-7,038,049	-7,909,903	-7,651,234	-2,731,435	-107,827	-264,428
Other Operating Activities	64,704	1,945,353	1,067,348	472,230	241,311	91,332
Operating Cash Flow	-6,348,517	-5,172,838	-6,650,807	-2,099,364	247,726	-262,255
Capital Expenditures	-225,133	-164,525	-91,783	-51,102	-15,667	-9,254
Other Investing Activities	607.57	2,130	-1,844	-33,454	4,662	1,305
Investing Cash Flow	-224,525	-162,396	-93,628	-84,556	-11,005	-7,949
Long-Term Debt Issued	-	201,226	30,822	-	-	5,986
Long-Term Debt Repaid	-	-23,806	-89,647	-20,188	-4,895	-24,288
Net Debt Issued (Repaid)	460,892	177,420	-58,825	-20,188	-4,895	-18,302
Common Dividends Paid	-	-90,610	-606.1	-8,025	-	-
Net Increase (Decrease) in Deposit Accounts	5,896,516	7,762,537	7,960,632	2,451,424	-29,308	232,442
Other Financing Activities	134,922	37,581	1,817	1,749	-161.95	-11,497
Financing Cash Flow	6,492,330	7,886,929	7,903,018	2,424,960	-34,365	202,643
Foreign Exchange Rate Adjustments	390,387	-541,852	1,247,476	3,775	-44,869	30,777
Net Cash Flow	-226,729	334,965	479,684	-401,796	-21,845	-178,451
Free Cash Flow	-6,573,650	-5,337,364	-6,742,591	-2,150,466	232,059	-271,509
Free Cash Flow Margin	-312.45%	-150.47%	-155.97%	-166.64%	78.46%	-93.36%
Free Cash Flow Per Share	-10728.81	-8711.08	-11004.54	-3509.76	378.74	-443.13
Cash Interest Paid	-	-	-	-	172,872	133,172
Cash Income Tax Paid	-	274,978	15,378	5,061	7,317	47,819

Source: S&P Global Market Intelligence. Banks template. Financial Sources.