FRA:BFV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	5.9	8.62	6.06	-0.52	-0.35
Total Interest Income	5.9	8.62	6.06	-0.52	-0.35
Interest Paid on Deposits	4.75	3.26	1.57	1.32	2.4
Net Interest Income	1.15	5.36	4.49	-1.84	-2.76
Net Interest Income Growth (YoY)	-78.56%	19.43%	-	-	-
Income From Trading Activities	183.37	125.11	97.38	140.78	243.68
Gain (Loss) on Sale of Investments	0.22	0.55	-0.51	-	0.76
Gain (Loss) on Sale of Equity Investments	2.75	2.84	0.9	1.35	0.92
Other Non-Interest Income	10.8	7.18	5.63	5.12	10.63
Total Non-Interest Income	197.14	135.67	103.39	147.26	256
Non-Interest Income Growth (YoY)	45.31%	31.22%	-29.79%	-42.48%	-5.11%
Revenues Before Loan Losses	198.29	141.04	107.88	145.42	253.24
Provision for Loan Losses	0	0	0	0.13	0.27
Revenue	198.29	141.03	107.88	145.29	252.97
Revenue Growth (YoY)	40.60%	30.72%	-25.75%	-42.57%	-5.52%
Salaries and Employee Benefits	38.22	33.46	30.72	30.8	26.76
Occupancy Expenses	8.21	7.48	4.36	3.19	1.79
Selling, General & Administrative	78.53	51.23	38.13	39.98	48.53
Other Non-Interest Expense	0.37	5.86	3.14	9.59	19.3
Total Non-Interest Expense	125.33	98.02	76.35	83.56	96.39
EBT Excluding Unusual Items	72.96	43.01	31.54	61.73	156.59
Pretax Income	72.96	43.01	31.54	61.73	156.59
Income Tax Expense	22.97	14.58	11.45	23.55	53.49
Earnings From Continuing Operations	49.99	28.43	20.09	38.18	103.09
Minority Interest in Earnings	-22.65	-13.13	-10.41	-20.21	-45.57
Net Income	27.34	15.3	9.68	17.97	57.52
Preferred Dividends & Other Adjustments	-	-	-	-8.1	-19.33
Net Income to Common	27.34	15.3	9.68	26.07	76.85
Net Income Growth	78.67%	58.13%	-46.15%	-68.75%	-1.38%
Basic Shares Outstanding	13	13	13	13	13
Diluted Shares Outstanding	13	13	13	13	13
Shares Change (YoY)	-0.38%	-0.97%	-1.03%	-0.85%	-0.59%
EPS (Basic)	2.11	1.17	0.74	1.96	5.73
EPS (Diluted)	2.11	1.17	0.74	1.96	5.73
EPS Growth	79.36%	59.69%	-62.50%	-65.78%	-3.38%
Dividend Per Share	0.600	0.500	0.500	1.000	1.000
Dividend Growth	20.00%	-	-50.00%	-	-
Effective Tax Rate	31.49%	33.90%	36.31%	38.15%	34.16%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.