Bank of Jiujiang Co., Ltd. (FRA:BJ8)

Bank of Jiujiang Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	17,499	19,212	19,574	19,948	19,279	17,376
Interest Paid on Deposits	8,894	10,041	11,285	11,354	10,823	9,515
Net Interest Income	8,605	9,171	8,289	8,594	8,457	7,861
Net Interest Income Growth (YoY)	4.79%	10.64%	-3.55%	1.62%	7.57%	6.94%
Gain (Loss) on Sale of Assets	-0.09	-0.09	5.34	-2.21	5.82	5.41
Gain (Loss) on Sale of Investments	1,148	341.22	910.19	1,049	1,059	1,561
Other Non-Interest Income	298.33	876.69	1,154	1,229	826.08	763.58
Total Non-Interest Income	1,446	1,218	2,069	2,276	1,891	2,330
Non-Interest Income Growth (YoY)	-30.79%	-41.15%	-9.09%	20.38%	-18.86%	0.22%
Revenues Before Loan Losses	10,051	10,388	10,358	10,870	10,347	10,192
Provision for Loan Losses	5,712	6,040	6,106	5,602	5,265	5,178
Revenue	4,339	4,348	4,253	5,268	5,083	5,013
Revenue Growth (YoY)	40.25%	2.24%	-19.28%	3.66%	1.39%	-0.86%
Salaries and Employee Benefits	2,092	2,092	1,925	1,819	1,763	1,561
Occupancy Expenses	571.5	571.5	547.02	513.74	458.1	408.61
Selling, General & Administrative	834.62	834.62	796.57	809.74	734.55	810.54
Other Non-Interest Expense	170.79	135.86	138.06	132.73	135.75	105.8
Total Non-Interest Expense	3,667	3,632	3,398	3,267	3,084	2,876
EBT Excluding Unusual Items	671.42	715.7	855.12	2,001	1,998	2,138
Pretax Income	671.42	715.7	855.12	2,001	1,998	2,138
Income Tax Expense	-122.91	-45.82	109.7	321.11	213.57	428.12
Earnings From Continuing Operations	794.33	761.53	745.42	1,680	1,785	1,709
Minority Interest in Earnings	27.59	-17.09	-21.84	-65.25	-56.19	-36.62
Net Income	821.92	744.43	723.58	1,615	1,729	1,673
Preferred Dividends & Other Adjustments	336	336	336	336	-	-
Net Income to Common	485.92	408.43	387.58	1,279	1,729	1,673
Net Income Growth	-	2.88%	-55.20%	-6.56%	3.33%	-8.95%
Basic Shares Outstanding	2,847	2,847	2,560	2,407	2,407	2,407
Diluted Shares Outstanding	2,847	2,847	2,560	2,407	2,407	2,407
Shares Change (YoY)	-	11.21%	6.35%	-	-	-
EPS (Basic)	0.17	0.14	0.15	0.53	0.72	0.69
EPS (Diluted)	0.17	0.14	0.15	0.53	0.72	0.69
EPS Growth	-	-5.25%	-71.44%	-26.19%	4.06%	-9.21%
Dividend Per Share	0.057	0.057	0.060	0.100	0.100	0.100
Dividend Growth	-5.00%	-5.00%	-40.00%	-	-	-16.67%
Effective Tax Rate	-	-	12.83%	16.04%	10.69%	20.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.