BOK Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	577.99	523.57	530.75	520.27	618.12
Depreciation & Amortization	110.21	105.31	109.89	107.56	102.47
Gain (Loss) on Sale of Investments	-8.31	-252.21	86.97	-42.15	-18.95
Provision for Credit Losses	2	18	46	30	-100
Net Decrease (Increase) in Loans Originated / Sold - Operating	-8.4	-11.89	13	115.19	120.73
Change in Trading Asset Securities	-577.96	297.2	-453.34	4,420	-4,358
Change in Other Net Operating Assets	600.13	724.24	-306.62	29.74	39.51
Other Operating Activities	30.02	10.99	18.7	-66.72	-35.8
Operating Cash Flow	739.62	1,430	66.18	5,122	-3,693
Operating Cash Flow Growth	-48.30%	2061.36%	-98.71%	-	-
Capital Expenditures	-164.39	-171.59	-165.92	-215.05	-204.29
Sale of Property, Plant and Equipment	68.28	25.15	39.71	60.77	165.04
Investment in Securities	-69.37	-265.05	-292.8	-1,886	-450.37
Divestitures	-	-	32.6	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-1,495	-195.62	-1,350	-2,349	2,853
Other Investing Activities	138.37	129.88	-54.96	-214.01	238.97
Investing Cash Flow	-1,522	-477.23	-1,791	-4,603	2,603
Long-Term Debt Issued	396.57	-	1,803	4,610	-
Long-Term Debt Repaid	-265.85	-4,527	-	-	-1,419
Net Debt Issued (Repaid)	130.72	-4,527	1,803	4,610	-1,419
Issuance of Common Stock	-	-	-	0.04	0.97
Repurchase of Common Stock	-419.77	-93.62	-181.76	-159.83	-123.79
Common Dividends Paid	-147.5	-142.98	-143.4	-143.8	-144.11
Net Increase (Decrease) in Deposit Accounts	1,244	4,172	-461	-6,761	5,098
Other Financing Activities	198.3	-274.84	655.24	500.45	-665.28
Financing Cash Flow	1,006	-866.79	1,672	-1,955	2,747
Net Cash Flow	223.4	86.44	-53.45	-1,436	1,657
Free Cash Flow	575.23	1,259	-99.74	4,907	-3,897
Free Cash Flow Growth	-54.31%	-	-	-	-
Free Cash Flow Margin	26.45%	61.94%	-4.95%	268.94%	-197.43%
Free Cash Flow Per Share	9.19	19.75	-1.52	73.01	-56.81
Cash Interest Paid	1,205	1,428	1,045	176.08	68.78
Cash Income Tax Paid	94.23	100.51	173.92	79.53	135.33

Source: S&P Global Market Intelligence. Banks template. Financial Sources.