BankUnited Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,291	1,390	1,318	934.64	800.82
Interest Income on Investments	501.39	535.22	539.36	295.81	158.63
Total Interest Income	1,793	1,925	1,858	1,230	959.45
Interest Paid on Deposits	664.34	815.57	660.31	179.97	67.6
Interest Paid on Borrowings	140.88	195.28	323.47	137.52	96.16
Total Interest Expense	805.21	1,011	983.78	317.49	163.76
Net Interest Income	987.58	914.27	873.8	912.96	795.69
Net Interest Income Growth (YoY)	8.02%	4.63%	-4.29%	14.74%	5.84%
Gain (Loss) on Sale of Investments	-	2.13	-10.05	-15.81	6.45
Other Non-Interest Income	83.91	76.8	75.98	70.93	81.63
Total Non-Interest Income	105.64	99.16	86.84	77.64	134.15
Non-Interest Income Growth (YoY)	6.54%	14.18%	11.85%	-42.13%	0.70%
Revenues Before Loan Losses	1,093	1,013	960.64	990.6	929.84
Provision for Loan Losses	67.94	55.07	87.61	75.15	-67.12
Revenue	1,025	958.35	873.04	915.44	996.96
Revenue Growth (YoY)	6.98%	9.77%	-4.63%	-8.18%	41.10%
Salaries and Employee Benefits	341.05	284.51	256.19	240.22	219.55
Occupancy Expenses	43.97	25.2	23.14	23.45	24.15
Federal Deposit Insurance	27.2	36.14	66.75	18	18.7
Selling, General & Administrative	104.7	177.67	183.37	186.5	180.63
Other Non-Interest Expense	146.62	118.48	106.5	72.14	101.75
Total Non-Interest Expense	663.53	642	635.95	540.31	544.78
EBT Excluding Unusual Items	361.75	316.35	237.08	375.13	452.19
Asset Writedown	-	-	-	-	-2.8
Pretax Income	361.75	316.35	237.08	375.13	449.39
Income Tax Expense	93.39	83.88	58.41	90.16	34.4
Net Income	268.35	232.47	178.67	284.97	414.98
Preferred Dividends & Other Adjustments	5.7	4.11	3.57	5.08	5.99
Net Income to Common	262.66	228.35	175.11	279.9	408.99
Net Income Growth	15.44%	30.11%	-37.30%	-31.33%	109.74%
Basic Shares Outstanding	74	74	73	79	90
Diluted Shares Outstanding	74	74	74	79	90
Shares Change (YoY)	0.44%	0.62%	-6.71%	-12.82%	-1.45%
EPS (Basic)	3.55	3.10	2.39	3.55	4.52
EPS (Diluted)	3.53	3.08	2.38	3.54	4.52
EPS Growth	14.44%	29.58%	-32.90%	-21.56%	119.45%
Dividend Per Share	1.240	1.160	1.080	1.000	0.920
Dividend Growth	6.90%	7.41%	8.00%	8.70%	-
Effective Tax Rate	25.82%	26.52%	24.64%	24.03%	7.66%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.