BankUnited Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	232.47	178.67	284.97	414.98
Depreciation & Amortization	-	18.23	16.31	19.26	3.53
Other Amortization	-	26.13	44.45	50.39	50.96
Gain (Loss) on Sale of Investments	-	-2.13	10.05	15.81	-6.45
Total Asset Writedown	-	-	-	-	2.8
Provision for Credit Losses	-	55.07	87.61	75.15	-67.12
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	130.98	317.66	423.89	807.1
Change in Other Net Operating Assets	-	20.64	104.43	219.78	31.88
Other Operating Activities	-	-69.18	-121.31	183.63	-9.02
Operating Cash Flow	-	433.78	657.5	1,294	1,220
Operating Cash Flow Growth	-	-34.02%	-49.18%	6.04%	41.20%
Capital Expenditures	-	-	-	-	-31.42
Sale of Property, Plant and Equipment	-	148.31	100.33	52.24	-
Investment in Securities	-	74.04	986.9	-549.98	-902.15
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	184.6	-76.66	-1,581	-680.37
Other Investing Activities	-	2.77	-29.99	-41.4	-23.96
Investing Cash Flow	-	409.71	980.57	-2,120	-1,638
Short-Term Debt Issued	-	-	-	-	19
Long-Term Debt Issued	-	875	3,425	4,650	946
Total Debt Issued	-	875	3,425	4,650	965
Short-Term Debt Repaid	-	-	-190	-9	-
Long-Term Debt Repaid	-	-3,060	-3,730	-1,135	-2,162
Total Debt Repaid	-	-3,060	-3,920	-1,144	-2,162
Net Debt Issued (Repaid)	-	-2,185	-495	3,506	-1,197
Repurchase of Common Stock	-	-	-55.15	-401.29	-318.5
Common Dividends Paid	-	-85.51	-79.09	-79.44	-85.79
Net Increase (Decrease) in Deposit Accounts	-	1,327	-970.86	-1,929	1,942
Other Financing Activities	-	2.63	-22.33	-12.13	-6.13
Financing Cash Flow	-	-940.66	-1,622	1,084	334.87
Net Cash Flow	-	-97.17	15.64	257.79	-82.86
Free Cash Flow	-	433.78	657.5	1,294	1,189
Free Cash Flow Growth	-	-34.02%	-49.18%	8.84%	40.75%
Free Cash Flow Margin	-	45.26%	75.31%	141.33%	119.24%
Free Cash Flow Per Share	-	5.86	8.94	16.42	13.15
Cash Interest Paid	-	1,032	950.48	294.14	169.29
Cash Income Tax Paid	-	101.77	48.78	-109.07	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.