BankUnited Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	232.47	178.67	284.97	414.98
Depreciation & Amortization	18.23	16.31	19.26	3.53
Other Amortization	26.13	44.45	50.39	50.96
Gain (Loss) on Sale of Investments	-2.13	10.05	15.81	-6.45
Total Asset Writedown	-	-	-	2.8
Provision for Credit Losses	55.07	87.61	75.15	-67.12
Net Decrease (Increase) in Loans Originated / Sold - Operating	130.98	317.66	423.89	807.1
Change in Other Net Operating Assets	20.64	104.43	219.78	31.88
Other Operating Activities	-69.18	-121.31	183.63	-9.02
Operating Cash Flow	433.78	657.5	1,294	1,220
Operating Cash Flow Growth	-34.02%	-49.18%	6.04%	41.20%
Capital Expenditures	-	-	-	-31.42
Sale of Property, Plant and Equipment	148.31	100.33	52.24	-
Investment in Securities	74.04	986.9	-549.98	-902.15
Net Decrease (Increase) in Loans Originated / Sold - Investing	184.6	-76.66	-1,581	-680.37
Other Investing Activities	2.77	-29.99	-41.4	-23.96
Investing Cash Flow	409.71	980.57	-2,120	-1,638
Short-Term Debt Issued	-	-	-	19
Long-Term Debt Issued	875	3,425	4,650	946
Total Debt Issued	875	3,425	4,650	965
Short-Term Debt Repaid	-	-190	-9	-
Long-Term Debt Repaid	-3,060	-3,730	-1,135	-2,162
Total Debt Repaid	-3,060	-3,920	-1,144	-2,162
Net Debt Issued (Repaid)	-2,185	-495	3,506	-1,197
Repurchase of Common Stock	-	-55.15	-401.29	-318.5
Common Dividends Paid	-85.51	-79.09	-79.44	-85.79
Net Increase (Decrease) in Deposit Accounts	1,327	-970.86	-1,929	1,942
Other Financing Activities	2.63	-22.33	-12.13	-6.13
Financing Cash Flow	-940.66	-1,622	1,084	334.87
Net Cash Flow	-97.17	15.64	257.79	-82.86
Free Cash Flow	433.78	657.5	1,294	1,189
Free Cash Flow Growth	-34.02%	-49.18%	8.84%	40.75%
Free Cash Flow Margin	45.26%	75.31%	141.33%	119.24%
Free Cash Flow Per Share	5.86	8.94	16.42	13.15
Cash Interest Paid	1,032	950.48	294.14	169.29
Cash Income Tax Paid	101.77	48.78	-109.07	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.