Arrow Financial Statistics

Total Valuation

Arrow Financial has a market cap or net worth of EUR 490.23 million.

Market Cap	490.23M
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 30, 2026.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Feb 11, 2026

Share Statistics

Current Share Class	16.45M
Shares Outstanding	n/a
Shares Change (YoY)	-1.38%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	14.01M

Valuation Ratios

The trailing PE ratio is 13.10 and the forward PE ratio is 10.20.

PE Ratio	13.10
Forward PE	10.20
PS Ratio	3.64
PB Ratio	1.33
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.56%.

Return on Equity (ROE)	10.56%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	224,738
Profits Per Employee	62,391
Employee Count	600
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Arrow Financial has paid 9.74 million in taxes.

Income Tax	9.74M
Effective Tax Rate	20.65%

Stock Price Statistics

The stock price has increased by +14.84% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+14.84%
50-Day Moving Average	27.77
200-Day Moving Average	24.68
Relative Strength Index (RSI)	60.48
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.42

Income Statement

In the last 12 months, Arrow Financial had revenue of EUR 134.84 million and earned 37.43 million in profits. Earnings per share was 2.26.

Revenue	134.84M
Gross Profit	134.84M
Operating Income	49.32M
Pretax Income	47.17M
Net Income	37.43M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.26

Full Income Statement

Balance Sheet

The company has 182.42 million in cash and 24.86 million in debt, with a net cash position of 157.56 million.

Cash & Cash Equivalents	182.42M
Total Debt	24.86M
Net Cash	157.56M
Net Cash Per Share	n/a
Equity (Book Value)	367.81M
Book Value Per Share	22.37
Working Capital	-3.17B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	36.57%
Pretax Margin	34.98%
Profit Margin	27.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.00, which amounts to a dividend yield of 3.41%.

Dividend Per Share	1.00
Dividend Yield	3.41%
Dividend Growth (YoY)	-2.20%
Years of Dividend Growth	4
Payout Ratio	44.42%
Buyback Yield	1.38%
Shareholder Yield	4.79%
Earnings Yield	7.64%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 19, 2023. It was a forward split with a ratio of 1.03.

Last Split Date	Sep 19, 2023
Split Type	Forward
Split Ratio	1.03

Scores

Altman Z-Score	n/a
Piotroski F-Score	2