Bank of Montreal Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	67,291	67,376	65,018	77,809	87,379	93,151
Investment Securities	275,275	300,415	280,141	254,224	243,724	203,421
Trading Asset Securities	265,213	249,454	216,179	163,694	156,337	141,124
Mortgage-Backed Securities	62,836	64,803	64,087	63,374	40,289	40,702
Total Investments	603,324	614,672	560,407	481,292	440,350	385,247
Gross Loans	673,302	682,211	682,372	660,472	554,269	461,179
Allowance for Loan Losses	-5,067	-5,050	-4,356	-3,807	-2,617	-2,564
Net Loans	668,235	677,161	678,016	656,665	551,652	458,615
Property, Plant & Equipment	6,140	6,277	6,316	6,365	5,104	4,869
Goodwill	16,619	16,797	16,774	16,728	5,285	5,378
Other Intangible Assets	5,015	4,758	4,925	5,216	2,193	2,266
Accrued Interest Receivable	-	4,478	4,463	4,097	2,726	1,452
Other Receivables	47,384	56,283	43,715	64,926	7,630	6,959
Restricted Cash	87	11,257	9,499	10,064	13,673	6,546
Other Current Assets	1,081	7,094	9,844	12,812	16,205	17,311
Long-Term Deferred Tax Assets	2,602	2,732	3,024	3,420	1,175	1,287
Other Real Estate Owned & Foreclosed	-	-	-	-	-	11
Other Long-Term Assets	38,974	7,917	7,646	7,612	5,827	5,083
Total Assets	1,458,132	1,476,802	1,409,647	1,347,006	1,139,199	988,175
Accounts Payable	-	12,638	11,311	11,999	11,206	9,444
Accrued Expenses	43,335	46,656	35,872	55,186	14,608	12,845
Interest Bearing Deposits	409,537	450,035	493,029	444,001	383,006	411,980
Institutional Deposits	354,435	376,262	410,954	385,594	315,258	236,322
Non-Interest Bearing Deposits	127,242	82,235	-	-	-	-
Total Deposits	891,214	908,532	903,983	829,595	698,264	648,302
Short-Term Borrowings	65,392	102,346	109,803	103,077	102,094	44,649
Current Portion of Long-Term Debt	132,053	148,833	113,416	109,572	110,547	101,975
Current Income Taxes Payable	-	329	470	44	425	221
Accrued Interest Payable	-	5,092	6,468	5,299	2,319	960
Other Current Liabilities	68,518	64,731	42,631	58,987	59,637	53,221
Long-Term Debt	129,023	70,249	72,873	60,258	57,710	51,455
Long-Term Leases	-	3,315	3,326	3,506	2,835	2,743
Pension & Post-Retirement Benefits	-	1,053	1,052	1,002	920	1,232
Long-Term Deferred Tax Liabilities	-	1	1	16	102	192
Other Long-Term Liabilities	42,846	24,927	24,155	32,342	7,494	3,413
Total Liabilities	1,372,381	1,388,702	1,325,361	1,270,883	1,068,161	930,652
Preferred Stock, Convertible	1,550	1,550	2,050	3,300	2,650	3,650
Total Preferred Equity	1,550	1,550	2,050	3,300	2,650	3,650
Common Stock	23,708	23,359	23,921	22,941	17,744	13,599
Additional Paid-In Capital	379	373	354	328	317	313
Retained Earnings	47,718	47,377	46,469	44,006	45,117	35,497
Comprehensive Income & Other	12,350	15,392	11,456	5,520	5,210	4,464
Total Common Equity	84,155	86,501	82,200	72,795	68,388	53,873
Minority Interest	46	49	36	28	-	-
Shareholders' Equity	85,751	88,100	84,286	76,123	71,038	57,523
Total Liabilities & Equity	1,458,132	1,476,802	1,409,647	1,347,006	1,139,199	988,175
Total Debt	326,468	324,743	299,418	276,413	273,186	200,822
Net Cash (Debt)	118,631	124,346	96,326	84,861	89,458	149,138
Net Cash Growth	-34.76%	29.09%	13.51%	-5.14%	-40.02%	21.20%
Net Cash Per Share	165.19	171.92	132.22	119.44	134.38	229.91
Filing Date Shares Outstanding	706.2	708.91	729.53	720.91	677.11	648.14
Total Common Shares Outstanding	706.2	708.91	729.53	720.91	677.11	648.14
Book Value Per Share	119.17	122.02	112.68	100.98	101.00	83.12
Tangible Book Value	62,521	64,946	60,501	50,851	60,910	46,229
Tangible Book Value Per Share	88.53	91.61	82.93	70.54	89.96	71.33

Source: S&P Global Market Intelligence. Banks template. Financial Sources.