FRA:C0V Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	105,446	128,057	123,902	136,664	222,583	145,076
Investment Securities	2,475,816	2,196,556	2,177,470	1,883,396	1,737,526	1,639,182
Trading Asset Securities	452,302	158,278	119,641	125,249	64,524	58,304
Total Investments	2,928,118	2,354,834	2,297,111	2,008,645	1,802,050	1,697,486
Gross Loans	4,035,737	4,043,743	3,902,730	3,698,499	3,434,454	3,127,729
Allowance for Loan Losses	-	-92,999	-89,883	-87,568	-80,653	-78,678
Other Adjustments to Gross Loans	-	-11,337	-12,943	-14,945	-15,556	-15,442
Net Loans	4,035,737	3,939,407	3,799,904	3,595,986	3,338,245	3,033,609
Property, Plant & Equipment	40,805	38,827	36,246	36,455	36,108	34,482
Goodwill	1,281	1,281	1,281	1,281	1,281	1,281
Other Intangible Assets	-	5,030	4,368	3,552	2,767	2,250
Accrued Interest Receivable	-	30,789	28,676	42,484	38,650	35,824
Other Receivables	-	31,368	8,047	17,229	25,058	30,904
Restricted Cash	-	228,698	276,799	281,357	281,760	293,540
Other Current Assets	7,169	12,808	9,388	9,093	8,646	11,051
Long-Term Deferred Tax Assets	35,505	31,358	33,974	32,703	19,895	19,587
Other Real Estate Owned & Foreclosed	-	83	147	238	327	390
Other Long-Term Assets	63,656	155,527	152,037	133,896	123,749	61,783
Total Assets	7,217,717	6,959,021	6,772,796	6,300,510	5,902,069	5,368,163
Accrued Expenses	20,717	20,614	19,089	19,209	17,334	14,883
Interest Bearing Deposits	4,738,613	3,474,758	3,361,373	3,310,001	3,049,936	3,904,719
Non-Interest Bearing Deposits	-	1,062,141	1,214,569	1,077,634	1,094,861	-
Total Deposits	4,738,613	4,536,899	4,575,942	4,387,635	4,144,797	3,904,719
Short-Term Borrowings	180,040	128,081	113,579	77,647	114,517	266,888
Current Portion of Long-Term Debt	-	1,240,036	1,097,216	962,896	936,745	533,579
Current Portion of Leases	-	2,864	2,691	2,723	2,841	2,646
Current Income Taxes Payable	6,387	1,896	4,334	7,542	3,089	5,617
Accrued Interest Payable	-	80,324	70,912	70,201	57,205	45,268
Other Current Liabilities	-	13,377	11,617	15,214	7,051	7,614
Long-Term Debt	1,582,153	293,050	294,366	215,401	97,921	97,654
Long-Term Leases	9,619	13,140	14,168	7,428	13,995	14,195
Pension & Post-Retirement Benefits	-	4,252	4,013	3,478	2,932	3,473
Other Long-Term Liabilities	75,329	34,257	10,084	21,123	19,276	16,587
Total Liabilities	6,612,858	6,368,790	6,218,011	5,790,497	5,417,703	4,913,123
Preferred Stock, Convertible	64,906	64,906	64,906	64,906	64,906	64,906
Total Preferred Equity	64,906	64,906	64,906	64,906	64,906	64,906
Common Stock	59,086	59,086	59,086	54,032	54,032	54,032
Additional Paid-In Capital	74,463	74,473	74,473	58,434	58,434	58,434
Retained Earnings	359,555	338,351	311,688	286,945	257,809	230,549
Comprehensive Income & Other	44,263	50,884	42,238	43,566	47,308	45,549
Total Common Equity	537,367	522,794	487,485	442,977	417,583	388,564
Minority Interest	2,586	2,531	2,394	2,130	1,877	1,570
Shareholders' Equity	604,859	590,231	554,785	510,013	484,366	455,040
Total Liabilities & Equity	7,217,717	6,959,021	6,772,796	6,300,510	5,902,069	5,368,163
Total Debt	1,771,812	1,677,171	1,522,020	1,266,095	1,166,019	914,962
Net Cash (Debt)	-727,264	-1,119,008	-1,081,189	-904,081	-784,425	-631,116
Net Cash Per Share	-13.80	-18.94	-18.23	-14.86	-12.97	-10.51
Filing Date Shares Outstanding	59,086	59,086	59,086	54,032	54,032	54,032
Total Common Shares Outstanding	59,086	59,086	59,086	54,032	54,032	54,032
Book Value Per Share	8.42	8.17	7.57	7.46	6.99	6.45
Tangible Book Value	536,086	516,483	481,836	438,144	413,535	385,033
Tangible Book Value Per Share	8.40	8.06	7.48	7.37	6.91	6.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.