FRA:C3B Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	54,092	18,908	31,920	23,253	35,386	17,964
Investment Securities	727,025	662,032	585,848	593,318	559,871	531,773
Trading Asset Securities	106,338	84,560	110,796	65,852	48,380	30,223
Total Investments	833,363	746,592	696,644	659,170	608,251	561,996
Gross Loans	746,327	714,273	676,711	632,677	582,166	507,886
Allowance for Loan Losses	-	-30,442	-29,434	-27,592	-24,832	-20,922
Net Loans	746,327	683,831	647,277	605,085	557,335	486,963
Property, Plant & Equipment	4,694	4,568	5,025	4,896	5,115	5,088
Goodwill	440.13	440.13	440.13	440.13	440.13	440.13
Other Intangible Assets	-	598.85	614	579.94	576.66	542.78
Accrued Interest Receivable	-	20.61	34.1	26.58	27.9	26.41
Other Receivables	-	1,013	908.56	894.48	842.14	-
Restricted Cash	-	46,632	46,598	47,049	48,866	54,562
Other Current Assets	-	782.15	449.98	76.82	187.91	61.38
Long-Term Deferred Tax Assets	13,737	11,705	11,542	10,773	9,187	7,539
Other Real Estate Owned & Foreclosed	-	246.75	31.96	35.06	39.04	79.51
Other Long-Term Assets	3,597	43.56	38.81	21.37	37.6	1,104
Total Assets	1,656,250	1,515,382	1,441,522	1,352,301	1,266,291	1,136,367
Accounts Payable	-	797.43	844.42	490.35	-	-
Accrued Expenses	5,532	5,586	4,605	5,773	4,085	4,263
Interest Bearing Deposits	1,027,778	944,978	952,126	876,791	788,662	760,439
Total Deposits	1,027,778	944,978	952,126	876,791	788,662	760,439
Short-Term Borrowings	103,419	71,941	63,325	42,478	53,195	33,155
Current Portion of Long-Term Debt	103,551	324,334	258,255	282,535	157,850	212,600
Current Portion of Leases	-	82.49	55.01	49.09	-	-
Current Income Taxes Payable	757.26	642.91	466	654.44	348.82	1,019
Other Current Liabilities	-	2,413	426.18	372.59	176.27	338.87
Long-Term Debt	252,451	11,926	19,858	16,645	147,979	22,928
Long-Term Leases	183.6	63.69	110.2	86.3	138.49	148.96
Long-Term Unearned Revenue	-	196.69	359.15	544.69	609.85	658.98
Pension & Post-Retirement Benefits	-	2,657	2,695	2,589	2,663	2,068
Other Long-Term Liabilities	22,462	15,714	14,456	7,837	4,099	3,676
Total Liabilities	1,516,134	1,381,333	1,317,580	1,236,845	1,159,807	1,041,294
Common Stock	11,357	11,357	11,357	11,357	11,357	11,357
Additional Paid-In Capital	-	20,438	-	-	-	-
Retained Earnings	98,943	89,739	83,948	76,366	69,118	62,074
Comprehensive Income & Other	27,708	10,600	26,868	26,000	24,477	20,238
Total Common Equity	138,008	132,134	122,174	113,724	104,953	93,669
Minority Interest	2,109	1,915	1,768	1,733	1,531	1,403
Shareholders' Equity	140,116	134,049	123,942	115,456	106,484	95,072
Total Liabilities & Equity	1,656,250	1,515,382	1,441,522	1,352,301	1,266,291	1,136,367
Total Debt	459,604	408,348	341,603	341,794	359,163	268,832
Net Cash (Debt)	-123,221	-186,805	-101,524	-166,972	-189,229	-89,112
Net Cash Per Share	-10.82	-16.45	-8.94	-14.70	-16.66	-7.85
Filing Date Shares Outstanding	11,357	11,357	11,357	11,357	11,357	11,357
Total Common Shares Outstanding	11,357	11,357	11,357	11,357	11,357	11,357
Book Value Per Share	12.15	11.11	10.23	10.01	9.24	8.25
Tangible Book Value	137,568	131,095	121,120	112,703	103,936	92,686
Tangible Book Value Per Share	12.11	11.01	10.14	9.92	9.15	8.16

Source: S&P Global Market Intelligence. Banks template. Financial Sources.