IGM Financial Inc. (FRA:C7G)

IGM Financial Statistics

Total Valuation

IGM Financial has a market cap or net worth of EUR 9.74 billion. The enterprise value is 10.53 billion.

Market Cap	9.74B
Enterprise Value	10.53B

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Dec 30, 2025

Share Statistics

Current Share Class	234.25M
Shares Outstanding	n/a
Shares Change (YoY)	-0.11%
Shares Change (QoQ)	-0.05%
Owned by Insiders (%)	0.12%
Owned by Institutions (%)	12.09%
Float	86.04M

Valuation Ratios

The trailing PE ratio is 14.24 and the forward PE ratio is 13.45.

PE Ratio	14.24
Forward PE	13.45
PS Ratio	3.63
PB Ratio	1.73
P/TBV Ratio	3.13
P/FCF Ratio	15.90
P/OCF Ratio	15.15
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.36, with an EV/FCF ratio of 17.19.

EV / Earnings	15.40
EV / Sales	3.94
EV / EBITDA	9.36
EV / EBIT	9.68
EV / FCF	17.19

Financial Position

The company has a current ratio of 1.78, with a Debt / Equity ratio of 0.28.

Current Ratio	1.78
Quick Ratio	0.26
Debt / Equity	0.28
Debt / EBITDA	1.41
Debt / FCF	2.60
Interest Coverage	5.58

Financial Efficiency

Return on equity (ROE) is 13.09% and return on invested capital (ROIC) is 13.10%.

Return on Equity (ROE)	13.09%
Return on Assets (ROA)	5.09%
Return on Invested Capital (ROIC)	13.10%
Return on Capital Employed (ROCE)	10.95%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	812,171
Profits Per Employee	207,239
Employee Count	3,300
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, IGM Financial has paid 207.41 million in taxes.

Income Tax	207.41M
Effective Tax Rate	23.17%

Stock Price Statistics

The stock price has increased by +35.10% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+35.10%
50-Day Moving Average	39.54
200-Day Moving Average	32.53
Relative Strength Index (RSI)	52.76
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IGM Financial had revenue of EUR 2.68 billion and earned 683.89 million in profits. Earnings per share was 2.88.

Revenue	2.68B
Gross Profit	1.11B
Operating Income	1.09B
Pretax Income	895.05M
Net Income	683.89M
EBITDA	1.11B
EBIT	1.09B
Earnings Per Share (EPS)	2.88

Balance Sheet

The company has 859.37 million in cash and 1.59 billion in debt, with a net cash position of -734.07 million.

Cash & Cash Equivalents	859.37M
Total Debt	1.59B
Net Cash	-734.07M
Net Cash Per Share	n/a
Equity (Book Value)	5.61B
Book Value Per Share	23.63
Working Capital	3.08B

Cash Flow

In the last 12 months, operating cash flow was 642.91 million and capital expenditures -30.47 million, giving a free cash flow of 612.44 million.

Operating Cash Flow	642.91M
Capital Expenditures	-30.47M
Free Cash Flow	612.44M
FCF Per Share	n/a

Margins

Gross margin is 41.24%, with operating and profit margins of 40.68% and 25.52%.

Gross Margin	41.24%
Operating Margin	40.68%
Pretax Margin	33.40%
Profit Margin	25.52%
EBITDA Margin	41.50%
EBIT Margin	40.68%
FCF Margin	22.85%

Dividends & Yields

This stock pays an annual dividend of 1.41, which amounts to a dividend yield of 3.46%.

Dividend Per Share	1.41
Dividend Yield	3.46%
Dividend Growth (YoY)	-7.00%
Years of Dividend Growth	n/a
Payout Ratio	48.40%
Buyback Yield	0.11%
Shareholder Yield	3.57%
Earnings Yield	7.02%
FCF Yield	6.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

IGM Financial has an Altman Z-Score of 1.55 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.55
Piotroski F-Score	5