IGM Financial Inc. (FRA:C7G)

IGM Financial Statistics

Total Valuation

IGM Financial has a market cap or net worth of EUR 9.61 billion. The enterprise value is 10.52 billion.

Market Cap	9.61B
Enterprise Value	10.52B

Important Dates

The next estimated earnings date is Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Dec 30, 2025

Share Statistics

Current Share Class	235.14M
Shares Outstanding	n/a
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	0.12%
Owned by Institutions (%)	11.80%
Float	86.93M

Valuation Ratios

The trailing PE ratio is 15.20 and the forward PE ratio is 13.25.

PE Ratio	15.20
Forward PE	13.25
PS Ratio	3.79
PB Ratio	1.75
P/TBV Ratio	3.16
P/FCF Ratio	15.60
P/OCF Ratio	14.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.98, with an EV/FCF ratio of 17.08.

EV / Earnings	16.64
EV / Sales	4.09
EV / EBITDA	9.98
EV / EBIT	10.35
EV / FCF	17.08

Financial Position

The company has a current ratio of 2.07, with a Debt / Equity ratio of 0.28.

Current Ratio	2.07
Quick Ratio	0.33
Debt / Equity	0.28
Debt / EBITDA	1.51
Debt / FCF	2.54
Interest Coverage	5.43

Financial Efficiency

Return on equity (ROE) is 12.53% and return on invested capital (ROIC) is 12.65%.

Return on Equity (ROE)	12.53%
Return on Assets (ROA)	5.12%
Return on Invested Capital (ROIC)	12.65%
Return on Capital Employed (ROCE)	10.08%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	768,729
Profits Per Employee	191,603
Employee Count	3,300
Asset Turnover	0.21
Inventory Turnover	n/a

Taxes

In the past 12 months, IGM Financial has paid 182.69 million in taxes.

Income Tax	182.69M
Effective Tax Rate	22.34%

Stock Price Statistics

The stock price has increased by +35.53% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+35.53%
50-Day Moving Average	37.79
200-Day Moving Average	31.54
Relative Strength Index (RSI)	58.27
Average Volume (20 Days)	64

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IGM Financial had revenue of EUR 2.54 billion and earned 632.29 million in profits. Earnings per share was 2.66.

Revenue	2.54B
Gross Profit	1.02B
Operating Income	1.00B
Pretax Income	817.79M
Net Income	632.29M
EBITDA	1.02B
EBIT	1.00B
Earnings Per Share (EPS)	2.66

Balance Sheet

The company has 722.94 million in cash and 1.56 billion in debt, with a net cash position of -841.90 million.

Cash & Cash Equivalents	722.94M
Total Debt	1.56B
Net Cash	-841.90M
Net Cash Per Share	n/a
Equity (Book Value)	5.50B
Book Value Per Share	23.00
Working Capital	3.03B

Cash Flow

In the last 12 months, operating cash flow was 643.40 million and capital expenditures -27.42 million, giving a free cash flow of 615.98 million.

Operating Cash Flow	643.40M
Capital Expenditures	-27.42M
Free Cash Flow	615.98M
FCF Per Share	n/a

Margins

Gross margin is 40.05%, with operating and profit margins of 39.51% and 24.92%.

Gross Margin	40.05%
Operating Margin	39.51%
Pretax Margin	32.24%
Profit Margin	24.92%
EBITDA Margin	40.36%
EBIT Margin	39.51%
FCF Margin	24.28%

Dividends & Yields

This stock pays an annual dividend of 1.41, which amounts to a dividend yield of 3.42%.

Dividend Per Share	1.41
Dividend Yield	3.42%
Dividend Growth (YoY)	-7.00%
Years of Dividend Growth	n/a
Payout Ratio	53.00%
Buyback Yield	0.03%
Shareholder Yield	3.45%
Earnings Yield	6.58%
FCF Yield	6.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

IGM Financial has an Altman Z-Score of 1.62 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.62
Piotroski F-Score	6