FRA:CAI Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	11,800	8,099	20,325	31,042	34,110
Investment Securities	264,241	263,541	238,206	205,954	174,853
Trading Asset Securities	167,211	142,477	115,966	110,331	108,157
Mortgage-Backed Securities	9,262	8,767	6,174	4,800	4,957
Total Investments	440,714	414,785	360,346	321,085	287,967
Gross Loans	595,532	563,649	534,616	521,548	456,025
Allowance for Loan Losses	-4,392	-3,917	-3,902	-3,073	-2,849
Other Adjustments to Gross Loans	-1,017	-815	-706	-689	-591
Net Loans	590,123	558,917	530,008	517,786	452,585
Property, Plant & Equipment	3,443	3,359	3,251	3,377	3,286
Goodwill	5,475	5,443	5,425	5,348	4,954
Other Intangible Assets	2,894	2,830	2,742	2,592	2,029
Accrued Interest Receivable	4,169	4,213	3,502	2,230	1,271
Other Receivables	4,610	3,849	3,580	3,890	2,535
Restricted Cash	22,276	17,494	15,142	29,456	19,430
Other Current Assets	15,219	11,850	20,750	14,530	14,545
Long-Term Deferred Tax Assets	1,027	821	647	480	402
Other Real Estate Owned & Foreclosed	2	8	13	24	18
Other Long-Term Assets	15,186	10,317	9,959	11,757	14,551
Total Assets	1,116,938	1,041,985	975,690	943,597	837,683
Accounts Payable	3,461	3,202	2,804	2,608	2,259
Accrued Expenses	5,073	3,899	2,580	2,737	2,961
Interest Bearing Deposits	614,915	589,824	556,490	534,500	462,293
Non-Interest Bearing Deposits	109,931	103,078	102,802	117,306	115,973
Total Deposits	724,846	692,902	659,292	651,806	578,266
Short-Term Borrowings	71,686	70,293	68,040	72,508	57,639
Current Portion of Long-Term Debt	148,795	-	-	-	-
Current Portion of Leases	336	-	-	-	-
Accrued Interest Payable	3,999	4,982	4,530	2,009	781
Other Current Liabilities	5,809	4,465	14,201	17,505	17,623
Long-Term Debt	72,344	189,573	157,682	129,198	120,026
Long-Term Leases	1,645	2,028	2,018	2,175	2,134
Pension & Post-Retirement Benefits	457	460	462	477	602
Long-Term Deferred Tax Liabilities	47	49	40	45	38
Other Long-Term Liabilities	14,027	11,125	10,878	12,147	9,524
Total Liabilities	1,052,525	982,978	922,527	893,215	791,853
Preferred Stock, Convertible	1,700	2,150	2,625	2,625	2,825
Preferred Stock, Other	-1	-4	-	-2	-
Total Preferred Equity	1,699	2,146	2,625	2,623	2,825
Common Stock	17,179	17,101	16,084	14,723	14,351
Additional Paid-In Capital	226	159	109	115	110
Retained Earnings	36,471	33,471	30,352	28,823	25,793
Treasury Stock	-	-	-2	-	-
Comprehensive Income & Other	8,554	5,858	3,763	3,897	2,569
Total Common Equity	62,430	56,589	50,306	47,558	42,823
Minority Interest	284	272	232	201	182
Shareholders' Equity	64,413	59,007	53,163	50,382	45,830
Total Liabilities & Equity	1,116,938	1,041,985	975,690	943,597	837,683
Total Debt	294,806	261,894	227,740	203,881	179,799
Net Cash (Debt)	2,524	11,902	23,637	39,031	52,464
Net Cash Growth	-78.79%	-49.65%	-39.44%	-25.60%	-4.77%
Net Cash Per Share	2.68	12.64	25.80	43.10	58.27
Filing Date Shares Outstanding	925.43	942.37	931.08	905.95	901.68
Total Common Shares Outstanding	926.61	942.29	931.08	905.95	901.66
Book Value Per Share	67.37	60.06	54.03	52.50	47.49
Tangible Book Value	54,061	48,316	42,139	39,618	35,840
Tangible Book Value Per Share	58.34	51.28	45.26	43.73	39.75

Source: S&P Global Market Intelligence. Banks template. Financial Sources.