Cass Information Systems Statistics

Total Valuation

FRA:CC3 has a market cap or net worth of EUR 519.90 million. The enterprise value is 326.90 million.

Market Cap	519.90M
Enterprise Value	326.90M

Important Dates

The next estimated earnings date is Thursday, July 17, 2025.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Jun 3, 2025

Share Statistics

Current Share Class	13.36M
Shares Outstanding	n/a
Shares Change (YoY)	-0.39%
Shares Change (QoQ)	-0.54%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	11.84M

Valuation Ratios

The trailing PE ratio is 26.78 and the forward PE ratio is 15.96.

PE Ratio	26.78
Forward PE	15.96
PS Ratio	2.54
PB Ratio	2.40
P/TBV Ratio	2.63
P/FCF Ratio	13.29
P/OCF Ratio	11.09
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.85, with an EV/FCF ratio of 8.36.

EV / Earnings	16.84
EV / Sales	1.65
EV / EBITDA	6.85
EV / EBIT	8.42
EV / FCF	8.36

Financial Position

The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.02.

Current Ratio	1.14
Quick Ratio	1.01
Debt / Equity	0.02
Debt / EBITDA	0.09
Debt / FCF	0.12
Interest Coverage	2.26

Financial Efficiency

Return on equity (ROE) is 8.91% and return on invested capital (ROIC) is 11.37%.

Return on Equity (ROE)	8.91%
Return on Assets (ROA)	1.18%
Return on Invested Capital (ROIC)	11.37%
Return on Capital Employed (ROCE)	4.63%
Revenue Per Employee	179,629
Profits Per Employee	17,058
Employee Count	1,248
Asset Turnover	0.10
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -7.66% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-7.66%
50-Day Moving Average	37.99
200-Day Moving Average	39.01
Relative Strength Index (RSI)	61.57
Average Volume (20 Days)	68

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.33

Income Statement

In the last 12 months, FRA:CC3 had revenue of EUR 204.42 million and earned 19.41 million in profits. Earnings per share was 1.42.

Revenue	204.42M
Gross Profit	88.75M
Operating Income	40.15M
Pretax Income	24.24M
Net Income	19.41M
EBITDA	46.09M
EBIT	40.15M
Earnings Per Share (EPS)	1.42

Full Income Statement

Balance Sheet

The company has 204.17 million in cash and 4.66 million in debt, giving a net cash position of 199.51 million.

Cash & Cash Equivalents	204.17M
Total Debt	4.66M
Net Cash	199.51M
Net Cash Per Share	n/a
Equity (Book Value)	216.73M
Book Value Per Share	16.14
Working Capital	182.41M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 46.90 million and capital expenditures -7.79 million, giving a free cash flow of 39.11 million.

Operating Cash Flow	46.90M
Capital Expenditures	-7.79M
Free Cash Flow	39.11M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 43.42%, with operating and profit margins of 19.64% and 9.50%.

Gross Margin	43.42%
Operating Margin	19.64%
Pretax Margin	11.86%
Profit Margin	9.50%
EBITDA Margin	22.55%
EBIT Margin	19.64%
FCF Margin	19.13%

Dividends & Yields

This stock pays an annual dividend of 1.14, which amounts to a dividend yield of 2.95%.

Dividend Per Share	1.14
Dividend Yield	2.95%
Dividend Growth (YoY)	4.28%
Years of Dividend Growth	3
Payout Ratio	78.87%
Buyback Yield	0.39%
Shareholder Yield	3.34%
Earnings Yield	3.73%
FCF Yield	7.52%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

FRA:CC3 has an Altman Z-Score of 0.52. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.52
Piotroski F-Score	n/a