Capitol Federal Financial Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	232.63	252.44	217.31	245.61	49.19	42.26
Investment Securities	-	143.72	204.09	605.55	586.58	621.82
Trading Asset Securities	-	0.93	2.1	13	12.5	-
Mortgage-Backed Securities	829.7	863.5	783.57	900.73	1,089	1,494
Total Investments	829.7	1,008	989.77	1,519	1,688	2,116
Gross Loans	8,232	8,167	7,961	8,026	7,510	7,131
Allowance for Loan Losses	-24.57	-24.04	-23.04	-23.76	-16.37	-19.82
Other Adjustments to Gross Loans	-31.13	-31.27	-30.34	-31.34	-29.74	-29.56
Net Loans	8,177	8,112	7,907	7,971	7,464	7,081
Property, Plant & Equipment	88.75	97.01	99.96	102.83	106.42	99.13
Goodwill	-	9.32	9.32	9.32	9.32	3.96
Other Intangible Assets	-	0.22	0.75	1.52	2.59	9.32
Accrued Interest Receivable	-	32.1	31.1	28.1	23.6	21.6
Other Receivables	-	0.22	0.36	8.53	1.27	-
Restricted Cash	-	-	-	-	-	28
Long-Term Deferred Tax Assets	22.74	23.83	21.98	29.61	33.88	-
Other Real Estate Owned & Foreclosed	0.43	0.2	0.06	0.22	0.33	0.17
Other Long-Term Assets	342.34	152.59	148.49	150.78	145.75	156.43
Total Assets	9,778	9,779	9,528	10,177	9,625	9,631
Interest Bearing Deposits	6,117	5,406	5,064	4,972	5,269	5,456
Institutional Deposits	-	584.1	516.3	521	334.3	597.4
Non-Interest Bearing Deposits	641.2	601.37	549.6	558.33	591.39	543.85
Total Deposits	6,759	6,591	6,130	6,051	6,195	6,597
Short-Term Borrowings	-	-	-	500	-	27.72
Current Portion of Long-Term Debt	275	509.7	-	-	-	-
Current Portion of Leases	-	0.73	-	-	-	-
Current Income Taxes Payable	0.24	-	-	-	-	0.92
Other Current Liabilities	-	-	-	63.6	57.9	51.6
Long-Term Debt	0.1	-	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	1,555	1,440	2,178	2,379	2,132	1,583
Long-Term Leases	-	8.6	9.98	11.6	11.8	-
Long-Term Deferred Tax Liabilities	2.23	2.06	-	-	-	5.81
Other Long-Term Liabilities	146.07	178.48	176.89	127.86	131.68	122.68
Total Liabilities	8,737	8,731	8,495	9,133	8,528	8,389
Common Stock	1.3	1.32	1.33	1.36	1.39	1.39
Additional Paid-In Capital	1,126	1,143	1,147	1,167	1,190	1,190
Retained Earnings	-78.04	-87.33	-111.1	-104.57	80.27	98.94
Comprehensive Income & Other	-8.16	-9.03	-4.8	-19.38	-175.37	-47.69
Shareholders' Equity	1,041	1,048	1,032	1,044	1,096	1,242
Total Liabilities & Equity	9,778	9,779	9,528	10,177	9,625	9,631
Total Debt	1,830	1,959	2,188	2,891	2,144	1,611
Net Cash (Debt)	-1,597	-1,706	-1,969	-2,632	-2,082	-1,568
Net Cash Per Share	-12.31	-13.12	-15.07	-19.71	-15.34	-11.57
Filing Date Shares Outstanding	127.25	129.17	130	132.35	134.45	135.63
Total Common Shares Outstanding	127.25	129.56	129.96	133.04	135.82	135.61
Book Value Per Share	8.18	8.09	7.94	7.85	8.07	9.16
Tangible Book Value	1,041	1,038	1,022	1,033	1,085	1,229
Tangible Book Value Per Share	8.18	8.01	7.87	7.77	7.99	9.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.