Capitol Federal Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2016 - 2020
Net Income	68.03	38.01	-101.66	84.45	76.08	Upgrade
Depreciation & Amortization	7.72	8.7	10.11	10.74	10.95	Upgrade
Other Amortization	1.44	1.53	1.64	1.8	1.58	Upgrade
Gain (Loss) on Sale of Investments	-3.3	5.16	195.64	4.97	-1.18	Upgrade
Provision for Credit Losses	0.75	1.26	6.84	-4.63	-8.51	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.86	0.01	0.01	0.03	0.05	Upgrade
Change in Income Taxes	0.11	8.14	-7.3	-2.2	0.11	Upgrade
Change in Other Net Operating Assets	-16.05	-26.45	0.1	7.89	-1.56	Upgrade
Other Operating Activities	-6.92	-6.46	-59.34	-7.98	-5.58	Upgrade
Operating Cash Flow	55.04	31.18	47.53	97.3	74.47	Upgrade
Operating Cash Flow Growth	76.50%	-34.39%	-51.15%	30.66%	-19.87%	Upgrade
Capital Expenditures	-5.2	-7.18	-6.28	-5.56	-9.41	Upgrade
Sale of Property, Plant and Equipment	0.04	0.63	-	-	2.62	Upgrade
Investment in Securities	-14.22	550.98	186.86	235	-477.67	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-207.62	63.63	-514.67	-381.56	132.8	Upgrade
Other Investing Activities	20.18	20.6	4.45	-16.15	24.8	Upgrade
Investing Cash Flow	-206.59	629.11	-329.1	-167.58	-326.67	Upgrade
Long-Term Debt Issued	650.1	350.1	4,294	1,454	1,144	Upgrade
Long-Term Debt Repaid	-879.81	-1,052	-3,549	-906.9	-1,347	Upgrade
Net Debt Issued (Repaid)	-229.71	-702.19	745.33	547.5	-203	Upgrade
Issuance of Common Stock	-	-	-	-	0.32	Upgrade
Repurchase of Common Stock	-3.89	-19.45	-23.45	-	-4.57	Upgrade
Common Dividends Paid	-44.25	-44.52	-83.17	-46.14	-46.07	Upgrade
Net Increase (Decrease) in Deposit Accounts	461.47	78.76	-143.65	-402.53	405.99	Upgrade
Other Financing Activities	3.07	-1.19	-17.07	7.34	1.93	Upgrade
Financing Cash Flow	186.68	-688.59	477.98	49.18	82.79	Upgrade
Net Cash Flow	35.14	-28.3	196.41	-21.1	-169.42	Upgrade
Free Cash Flow	49.84	24	41.25	91.74	65.06	Upgrade
Free Cash Flow Growth	107.66%	-41.82%	-55.04%	41.02%	-16.79%	Upgrade
Free Cash Flow Margin	24.88%	14.45%	-	41.69%	30.88%	Upgrade
Free Cash Flow Per Share	0.38	0.18	0.31	0.68	0.48	Upgrade
Cash Interest Paid	217.65	224.7	188.91	83.83	83.65	Upgrade
Cash Income Tax Paid	1.02	6.02	5.42	13.56	13.06	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.