Cullen/Frost Bankers, Inc. (FRA:CFZ)

Cullen/Frost Bankers Statistics

Total Valuation

FRA:CFZ has a market cap or net worth of EUR 7.42 billion.

Market Cap	7.42B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, January 29, 2026.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Nov 28, 2025

Share Statistics

Current Share Class	63.29M
Shares Outstanding	n/a
Shares Change (YoY)	-0.26%
Shares Change (QoQ)	-0.81%
Owned by Insiders (%)	1.26%
Owned by Institutions (%)	87.68%
Float	63.08M

Valuation Ratios

The trailing PE ratio is 13.57 and the forward PE ratio is 13.88.

PE Ratio	13.57
Forward PE	13.88
PS Ratio	3.97
PB Ratio	1.95
P/TBV Ratio	2.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.52%.

Return on Equity (ROE)	15.52%
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	318,775
Profits Per Employee	93,388
Employee Count	5,854
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:CFZ has paid 104.88 million in taxes.

Income Tax	104.88M
Effective Tax Rate	15.96%

Stock Price Statistics

The stock price has decreased by -14.93% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-14.93%
50-Day Moving Average	110.62
200-Day Moving Average	109.47
Relative Strength Index (RSI)	50.24
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, FRA:CFZ had revenue of EUR 1.87 billion and earned 546.69 million in profits. Earnings per share was 8.45.

Revenue	1.87B
Gross Profit	1.87B
Operating Income	673.23M
Pretax Income	657.26M
Net Income	546.69M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.45

Balance Sheet

The company has 6.88 billion in cash and 4.44 billion in debt, with a net cash position of 2.43 billion.

Cash & Cash Equivalents	6.88B
Total Debt	4.44B
Net Cash	2.43B
Net Cash Per Share	n/a
Equity (Book Value)	3.80B
Book Value Per Share	57.61
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.08%
Pretax Margin	35.22%
Profit Margin	29.60%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.51, which amounts to a dividend yield of 3.08%.

Dividend Per Share	3.51
Dividend Yield	3.08%
Dividend Growth (YoY)	1.69%
Years of Dividend Growth	4
Payout Ratio	n/a
Buyback Yield	0.26%
Shareholder Yield	3.34%
Earnings Yield	7.37%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1