Germany · Delayed Price · Currency is EUR Cullen/Frost Bankers Statistics
Total Valuation
FRA:CFZ has a market cap or net worth of EUR 6.86 billion.
| Market Cap | 6.86B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, January 29, 2026.
| Earnings Date | Jan 29, 2026 |
| Ex-Dividend Date | Nov 28, 2025 |
Share Statistics
| Current Share Class | 63.94M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | -0.02% |
| Shares Change (QoQ) | -0.36% |
| Owned by Insiders (%) | 2.46% |
| Owned by Institutions (%) | 88.79% |
| Float | 62.31M |
Valuation Ratios
The trailing PE ratio is 12.89 and the forward PE ratio is 12.78.
| PE Ratio | 12.89 |
| Forward PE | 12.78 |
| PS Ratio | 3.76 |
| PB Ratio | 1.80 |
| P/TBV Ratio | 1.86 |
| P/FCF Ratio | 488.65 |
| P/OCF Ratio | 51.07 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 316.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.82%.
| Return on Equity (ROE) | 14.82% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 311,798 |
| Profits Per Employee | 90,906 |
| Employee Count | 5,854 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FRA:CFZ has paid 102.77 million in taxes.
| Income Tax | 102.77M |
| Effective Tax Rate | 15.91% |
Stock Price Statistics
The stock price has decreased by -22.06% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | -22.06% |
| 50-Day Moving Average | 106.46 |
| 200-Day Moving Average | 110.19 |
| Relative Strength Index (RSI) | 49.95 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 5.17 |
Income Statement
In the last 12 months, FRA:CFZ had revenue of EUR 1.83 billion and earned 532.17 million in profits. Earnings per share was 8.28.
| Revenue | 1.83B |
| Gross Profit | 1.83B |
| Operating Income | 668.85M |
| Pretax Income | 645.82M |
| Net Income | 532.17M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 8.28 |
Balance Sheet
The company has 6.88 billion in cash and 4.45 billion in debt, giving a net cash position of 2.44 billion.
| Cash & Cash Equivalents | 6.88B |
| Total Debt | 4.45B |
| Net Cash | 2.44B |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 3.80B |
| Book Value Per Share | 57.65 |
| Working Capital | -33.22B |
Cash Flow
In the last 12 months, operating cash flow was 134.28 million and capital expenditures -120.24 million, giving a free cash flow of 14.03 million.
| Operating Cash Flow | 134.28M |
| Capital Expenditures | -120.24M |
| Free Cash Flow | 14.03M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.64% |
| Pretax Margin | 35.38% |
| Profit Margin | 29.75% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 0.77% |
Dividends & Yields
This stock pays an annual dividend of 3.51, which amounts to a dividend yield of 3.31%.
| Dividend Per Share | 3.51 |
| Dividend Yield | 3.31% |
| Dividend Growth (YoY) | 1.69% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 40.72% |
| Buyback Yield | 0.02% |
| Shareholder Yield | 3.33% |
| Earnings Yield | 7.76% |
| FCF Yield | 0.20% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |