Cathay General Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,207	1,217	1,130	801.98	649.22
Interest Income on Investments	102.71	117.81	111.98	49.3	17.29
Total Interest Income	1,309	1,335	1,242	851.28	666.51
Interest Paid on Deposits	551.85	636.27	467.96	105.3	61.8
Interest Paid on Borrowings	14.95	24.66	32.51	12.29	6.96
Total Interest Expense	566.8	660.92	500.48	117.58	68.76
Net Interest Income	742.46	674.06	741.75	733.7	597.76
Net Interest Income Growth (YoY)	10.15%	-9.13%	1.10%	22.74%	8.27%
Trust Income	23.69	24.06	17.51	16.44	15.06
Gain (Loss) on Sale of Investments	7.39	-6.41	15.25	0.39	-0.57
Other Non-Interest Income	36.78	31.44	29.11	33.46	34.54
Total Non-Interest Income	75.43	55.66	68.29	56.81	54.6
Non-Interest Income Growth (YoY)	35.51%	-18.49%	20.20%	4.05%	27.52%
Revenues Before Loan Losses	817.89	729.72	810.04	790.51	652.36
Provision for Loan Losses	72.63	37.5	25.98	14.54	-16.01
Revenue	745.26	692.22	784.06	775.97	668.37
Revenue Growth (YoY)	7.66%	-11.71%	1.04%	16.10%	24.36%
Salaries and Employee Benefits	177.43	160.57	146.31	134.71	125.99
Federal Deposit Insurance	11.38	14.28	23.59	8.04	7.13
Amortization of Goodwill & Intangibles	0.95	1.1	1.31	1.89	0.69
Selling, General & Administrative	102.05	104.1	100.69	92.52	84.86
Other Non-Interest Expense	20.79	19.3	20.53	19.95	19.91
Total Non-Interest Expense	355.06	374.68	379.81	299.31	284.37
EBT Excluding Unusual Items	390.2	317.54	404.25	476.66	384
Other Unusual Items	-	-	-	-	-0.73
Pretax Income	390.2	317.54	403.58	472.54	381.84
Income Tax Expense	75.07	31.56	49.46	111.89	83.54
Net Income	315.12	285.98	354.12	360.64	298.3
Net Income to Common	315.12	285.98	354.12	360.64	298.3
Net Income Growth	10.19%	-19.24%	-1.81%	20.90%	30.34%
Basic Shares Outstanding	69	72	73	74	78
Diluted Shares Outstanding	69	72	73	75	79
Shares Change (YoY)	-3.98%	-0.73%	-2.41%	-4.97%	-1.51%
EPS (Basic)	4.55	3.97	4.88	4.85	3.81
EPS (Diluted)	4.54	3.95	4.86	4.83	3.80
EPS Growth	14.94%	-18.72%	0.62%	27.11%	32.40%
Dividend Per Share	-	1.360	1.360	1.360	1.300
Dividend Growth	-	-	-	4.61%	4.84%
Effective Tax Rate	19.24%	9.94%	12.26%	23.68%	21.88%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.