FRA:CWW Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	61,420	57,397	43,182	23,987	24,804
Interest Income on Investments	3,690	3,647	1,293	306	317
Total Interest Income	65,110	61,044	44,475	24,293	25,121
Interest Paid on Deposits	41,087	38,220	21,419	4,820	5,819
Net Interest Income	24,023	22,824	23,056	19,473	19,302
Net Interest Income Growth (YoY)	5.25%	-1.01%	18.40%	0.89%	1.51%
Income From Trading Activities	-	-	-	806	-
Gain (Loss) on Sale of Assets	-	-	-	12	-4
Gain (Loss) on Sale of Equity Investments	-145	-261	328	894	599
Other Non-Interest Income	4,412	4,358	4,044	3,593	4,309
Total Non-Interest Income	4,267	4,097	4,372	5,305	4,904
Non-Interest Income Growth (YoY)	4.15%	-6.29%	-17.59%	8.18%	-0.14%
Revenues Before Loan Losses	28,290	26,921	27,428	24,778	24,206
Provision for Loan Losses	726	802	1,108	-357	554
Revenue	27,564	26,119	26,320	25,135	23,652
Revenue Growth (YoY)	5.53%	-0.76%	4.71%	6.27%	10.48%
Salaries and Employee Benefits	7,815	7,358	7,116	6,471	5,948
Occupancy Expenses	957	995	950	978	1,158
Amortization of Goodwill & Intangibles	683	685	395	761	427
Selling, General & Administrative	2,597	2,392	2,444	2,451	2,516
Other Non-Interest Expense	783	658	830	656	1,002
Total Non-Interest Expense	12,996	12,218	11,858	11,428	11,151
EBT Excluding Unusual Items	14,568	13,901	14,462	13,707	12,501
Asset Writedown	-	-	-	68	-
Pretax Income	14,549	13,782	14,241	13,594	12,375
Income Tax Expense	4,416	4,301	4,145	4,002	3,532
Earnings From Continuing Operations	10,133	9,481	10,096	9,592	8,843
Earnings From Discontinued Operations	-17	-87	-98	1,098	1,338
Net Income	10,116	9,394	9,998	10,690	10,181
Net Income to Common	10,116	9,394	9,998	10,690	10,181
Net Income Growth	7.69%	-6.04%	-6.47%	5.00%	6.14%
Basic Shares Outstanding	1,672	1,673	1,690	1,722	1,771
Diluted Shares Outstanding	1,675	1,784	1,800	1,833	1,934
Shares Change (YoY)	-6.11%	-0.89%	-1.80%	-5.22%	2.06%
EPS (Basic)	6.05	5.62	5.92	6.21	5.75
EPS (Diluted)	6.04	5.58	5.79	5.97	5.40
EPS Growth	8.30%	-3.59%	-3.06%	10.57%	3.53%
Dividend Per Share	4.850	4.650	4.500	3.850	3.500
Dividend Growth	4.30%	3.33%	16.88%	10.00%	17.45%
Effective Tax Rate	30.35%	31.21%	29.11%	29.44%	28.54%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.