FRA:CWW Cash Flow Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	10,116	9,394	9,998	10,690	10,181
Depreciation & Amortization	715	813	778	757	1,426
Other Amortization	683	685	395	761	-9
Gain (Loss) on Sale of Assets	-	223	-287	-2,091	-836
Gain (Loss) on Sale of Investments	-1	25	7	-8	-40
Total Asset Writedown	-	-	-	-	9
Provision for Credit Losses	726	802	1,108	-357	554
Change in Trading Asset Securities	-1,211	-11,000	-36,874	14,587	-911
Accrued Interest Receivable	-596	1,846	3,876	-162	213
Change in Income Taxes	274	-178	400	97	-755
Change in Other Net Operating Assets	-70,187	-49,928	-23,414	-80,987	-28,635
Other Operating Activities	-776	-336	-342	1,420	-140
Operating Cash Flow	-60,285	-48,165	-46,775	-56,499	-19,877
Capital Expenditures	-478	-401	-683	-231	-235
Sale of Property, Plant and Equipment	1,041	25	74	108	57
Cash Acquisitions	-	-9	-	-	-61
Investment in Securities	128	-25	-41	1,533	832
Income (Loss) Equity Investments	90	95	19	-382	-580
Divestitures	-	123	567	1,975	682
Purchase / Sale of Intangibles	-1,158	-921	-885	-746	-532
Other Investing Activities	138	94	95	30	128
Investing Cash Flow	-329	-1,114	-873	2,669	871
Long-Term Debt Issued	89,273	57,610	59,498	71,687	74,950
Long-Term Debt Repaid	-73,579	-82,877	-53,495	-52,942	-52,594
Net Debt Issued (Repaid)	15,694	-25,267	6,003	18,745	22,356
Issuance of Common Stock	-	-	-	48	5
Repurchase of Common Stock	-154	-362	-2,634	-6,547	-71
Common Dividends Paid	-7,949	-7,623	-7,117	-6,535	-4,132
Net Increase (Decrease) in Deposit Accounts	59,460	22,542	38,385	79,739	61,189
Other Financing Activities	-	-	-	-	153
Financing Cash Flow	67,051	-10,710	34,637	85,450	79,500
Foreign Exchange Rate Adjustments	623	138	828	355	-465
Net Cash Flow	7,060	-59,851	-12,183	31,975	60,029
Free Cash Flow	-60,763	-48,566	-47,458	-56,730	-20,112
Free Cash Flow Margin	-220.44%	-185.94%	-180.31%	-225.70%	-85.03%
Free Cash Flow Per Share	-36.28	-27.22	-26.37	-30.95	-10.40
Cash Interest Paid	40,405	34,843	18,212	4,432	6,424
Cash Income Tax Paid	4,197	4,308	3,871	3,530	3,672

Source: S&P Global Market Intelligence. Banks template. Financial Sources.