Credicorp Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	19,858	20,069	6,850	7,668	39,321	14,214
Investment Securities	46,423	43,547	42,167	37,762	38,852	46,215
Trading Asset Securities	5,101	6,246	6,447	6,096	6,916	8,068
Total Investments	51,524	49,793	48,614	43,858	45,767	54,283
Gross Loans	143,446	144,319	143,483	147,190	147,597	136,664
Allowance for Loan Losses	-7,674	-7,995	-8,278	-7,872	-8,477	-9,899
Net Loans	135,772	136,324	135,205	139,318	139,120	126,765
Property, Plant & Equipment	2,725	1,841	1,857	1,825	1,895	2,078
Goodwill	1,290	722.36	798.48	772.21	796.86	820.9
Other Intangible Assets	3,306	2,567	2,427	2,127	1,913	1,818
Investments in Real Estate	672.64	625.11	565.27	548.56	-	466.86
Accrued Interest Receivable	1,766	1,413	1,493	1,436	-	996.06
Other Receivables	6,113	3,208	2,105	1,650	-	3,625
Restricted Cash	23,241	27,948	27,689	27,165	1,767	24,140
Other Current Assets	6,410	1,062	1,095	1,237	532.4	1,196
Long-Term Deferred Tax Assets	1,265	1,171	1,182	1,135	1,146	1,694
Other Real Estate Owned & Foreclosed	95.13	166.18	107.56	136.08	-	135.09
Other Long-Term Assets	1,262	8,002	7,553	5,557	11,185	4,044
Total Assets	255,301	256,089	238,840	235,414	243,444	237,406
Accounts Payable	13,977	2,366	2,367	2,058	-	1,436
Accrued Expenses	331.37	1,336	1,082	930.62	-	678.84
Interest Bearing Deposits	157,583	113,402	104,041	102,612	97,745	94,037
Non-Interest Bearing Deposits	-	47,160	42,234	43,346	51,851	47,623
Total Deposits	157,583	160,563	146,275	145,958	149,597	141,660
Short-Term Borrowings	942.83	819.47	892	1,346	-	1,583
Current Portion of Long-Term Debt	6,965	14,457	12,916	6,783	-	3,469
Current Portion of Leases	663.47	64.65	63.83	173.96	-	179.24
Current Income Taxes Payable	308.46	786.66	727.05	1,063	-	293.87
Accrued Interest Payable	847.01	1,279	1,430	1,063	-	705.18
Other Current Liabilities	4,562	981.4	1,375	1,054	870.31	1,690
Long-Term Debt	16,294	22,626	24,126	32,129	47,050	46,384
Long-Term Leases	-	340.17	448.75	404.12	655.29	571.33
Long-Term Unearned Revenue	14,203	-	-	-	-	9,625
Long-Term Deferred Tax Liabilities	381.83	59.03	107.52	75.01	74.17	105.53
Other Long-Term Liabilities	985.2	15,433	13,922	12,783	18,365	3,579
Total Liabilities	218,045	221,112	205,733	205,819	216,611	211,961
Common Stock	1,319	1,319	1,319	1,319	1,319	1,319
Additional Paid-In Capital	139.53	176.31	228.24	231.56	228.85	192.63
Retained Earnings	34,959	5,643	4,572	4,277	3,183	347.15
Treasury Stock	-209.85	-208.88	-208.03	-207.52	-207.53	-208.43
Comprehensive Income & Other	353.14	27,417	26,548	23,383	21,768	23,296
Total Common Equity	36,561	34,346	32,460	29,004	26,292	24,946
Minority Interest	695.27	630.78	647.06	591.57	540.67	499.78
Shareholders' Equity	37,256	34,977	33,107	29,595	26,833	25,446
Total Liabilities & Equity	255,301	256,089	238,840	235,414	243,444	237,406
Total Debt	24,865	38,308	38,446	40,835	47,705	52,187
Net Cash (Debt)	10,074	-11,322	-24,430	-26,619	-1,469	-29,277
Net Cash Per Share	126.63	-142.21	-306.69	-334.00	-18.44	-367.69
Filing Date Shares Outstanding	79.37	79.44	79.5	79.53	79.53	79.47
Total Common Shares Outstanding	79.37	79.44	79.5	79.53	79.53	79.47
Book Value Per Share	460.65	432.38	408.32	364.67	330.58	313.91
Tangible Book Value	31,964	31,057	29,235	26,104	23,582	22,307
Tangible Book Value Per Share	402.74	390.97	367.75	328.22	296.51	280.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.