Resona Holdings, Inc. (FRA:DW1)

Resona Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	525,528	423,061	371,109	361,062	352,954	358,592
Interest Income on Investments	241,698	194,095	138,123	98,052	88,744	77,073
Total Interest Income	767,226	617,156	509,232	459,114	441,698	435,665
Interest Paid on Deposits	123,743	69,648	32,471	15,226	7,475	9,832
Interest Paid on Borrowings	80,219	67,025	55,065	24,528	5,062	8,395
Total Interest Expense	203,962	136,673	87,536	39,754	12,537	18,227
Net Interest Income	563,264	480,483	421,696	419,360	429,161	417,438
Net Interest Income Growth (YoY)	25.91%	13.94%	0.56%	-2.28%	2.81%	-3.18%
Trust Income	26,274	25,670	25,424	21,609	20,834	19,223
Income From Trading Activities	4,469	3,869	798	3,041	3,214	5,728
Gain (Loss) on Sale of Assets	5,133	5,699	2,705	-176	1,749	-68
Gain (Loss) on Sale of Investments	87,679	87,676	65,663	54,117	45,572	46,988
Other Non-Interest Income	368,646	382,058	337,227	325,757	325,188	308,992
Total Non-Interest Income	492,632	504,972	431,817	404,348	396,557	380,863
Non-Interest Income Growth (YoY)	-0.93%	16.94%	6.79%	1.97%	4.12%	2.44%
Revenues Before Loan Losses	1,055,896	985,455	853,513	823,708	825,718	798,301
Provision for Loan Losses	-18,733	21,113	40,450	22,672	66,712	68,931
Revenue	1,074,629	964,342	813,063	801,036	759,006	729,370
Revenue Growth (YoY)	15.47%	18.61%	1.50%	5.54%	4.06%	-5.01%
Selling, General & Administrative	459,878	447,776	423,136	413,013	427,220	425,852
Other Non-Interest Expense	242,486	218,707	164,259	160,509	171,262	112,627
Total Non-Interest Expense	702,364	666,483	587,395	573,522	598,482	538,479
EBT Excluding Unusual Items	372,265	297,859	225,668	227,514	160,524	190,891
Asset Writedown	-891	-3,916	-2,664	-2,467	-4,861	-6,576
Other Unusual Items	-	-1	-	-1	-1	-
Pretax Income	371,374	293,942	223,004	225,046	155,662	184,315
Income Tax Expense	103,568	79,144	64,683	63,311	45,544	54,602
Earnings From Continuing Operations	267,806	214,798	158,321	161,735	110,118	129,713
Minority Interest in Earnings	-1,532	-1,474	609	-1,335	-144	-5,232
Net Income	266,274	213,324	158,930	160,400	109,974	124,481
Net Income to Common	266,274	213,324	158,930	160,400	109,974	124,481
Net Income Growth	24.44%	34.23%	-0.92%	45.85%	-11.65%	-18.33%
Basic Shares Outstanding	2,283	2,309	2,345	2,376	2,421	2,297
Diluted Shares Outstanding	2,284	2,309	2,345	2,377	2,422	2,297
Shares Change (YoY)	-1.46%	-1.54%	-1.34%	-1.85%	5.43%	-0.13%
EPS (Basic)	116.62	92.41	67.79	67.50	45.42	54.20
EPS (Diluted)	116.60	92.39	67.77	67.48	45.41	54.19
EPS Growth	26.29%	36.33%	0.43%	48.60%	-16.21%	-18.23%
Dividend Per Share	28.000	25.000	22.000	21.000	21.000	21.000
Dividend Growth	24.44%	13.64%	4.76%	-	-	-
Effective Tax Rate	27.89%	26.92%	29.00%	28.13%	29.26%	29.62%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.