United Bankers Oyj Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Trading Asset Securities	-	24.61	9.46	9.86	9.46	8.64
Accounts Receivable	-	5.73	7.15	6.93	14.49	4.79
Other Receivables	10.22	15.88	11.24	10.93	15.24	11.04
Property, Plant & Equipment	1.62	2.06	2.9	2.67	3.1	1.48
Goodwill	15.59	15.59	15.59	15.59	15.59	15.69
Other Intangible Assets	6.12	6.58	6.1	5.1	4.28	3.98
Investments in Debt & Equity Securities	24.46	-	-	-	-	0.08
Long-Term Deferred Tax Assets	0.01	0	0	0	0	0.02
Other Long-Term Assets	36.71	18.03	23.68	20.48	16.01	12.71
Total Assets	94.73	88.48	76.12	71.57	78.16	58.42
Accounts Payable	-	5.75	7.15	6.96	14.51	4.87
Accrued Expenses	13.92	15.97	10.24	9.64	10.26	7.94
Current Portion of Long-Term Debt	-	-	-	-	2	-
Current Portion of Leases	-	0.63	0.61	0.54	0.52	0.49
Other Current Liabilities	-	-	-	-	-	1.56
Long-Term Debt	-	-	-	-	-	2
Long-Term Leases	-	0.65	1.28	1.71	2.25	0.51
Long-Term Deferred Tax Liabilities	2.11	1.81	3.02	2.49	1.35	1.32
Other Long-Term Liabilities	22.48	2.1	2.01	2.01	2.71	-0
Total Liabilities	38.51	26.98	24.55	23.51	33.83	19.33
Common Stock	5.46	5.46	5.46	5.46	5.46	5.44
Retained Earnings	30.06	35.33	22.76	17.63	16.67	11.99
Comprehensive Income & Other	20.39	20.39	22.9	24.61	21.37	21.37
Total Common Equity	55.91	61.18	51.13	47.7	43.51	38.8
Minority Interest	0.31	0.32	0.45	0.36	0.83	0.29
Shareholders' Equity	56.22	61.5	51.57	48.06	44.34	39.09
Total Liabilities & Equity	94.73	88.48	76.12	71.57	78.16	58.42
Total Debt	-	1.28	1.9	2.25	4.77	3
Net Cash (Debt)	-	23.33	7.56	7.62	4.69	5.64
Net Cash Growth	-	208.41%	-0.72%	62.40%	-16.83%	286.83%
Net Cash Per Share	-	2.12	0.70	0.71	0.45	0.54
Filing Date Shares Outstanding	10.92	10.93	10.75	10.63	10.38	10.4
Total Common Shares Outstanding	10.92	10.93	10.75	10.63	10.38	10.4
Working Capital	-3.71	23.8	9.61	10.42	11.66	8.97
Book Value Per Share	5.12	5.60	4.75	4.49	4.19	3.73
Tangible Book Value	34.21	39.01	29.43	27	23.63	19.13
Tangible Book Value Per Share	3.13	3.57	2.74	2.54	2.28	1.84

Source: S&P Global Market Intelligence. Capital Markets template. Financial Sources.