United Bankers Oyj (FRA:DX0)
Germany flag Germany · Delayed Price · Currency is EUR
18.80
+0.10 (0.53%)
Last updated: Feb 20, 2026, 8:08 AM CET

United Bankers Oyj Statistics

Total Valuation

FRA:DX0 has a market cap or net worth of EUR 206.83 million.

Market Cap 206.83M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date Feb 12, 2026
Ex-Dividend Date Mar 23, 2026

Share Statistics

Current Share Class 10.89M
Shares Outstanding n/a
Shares Change (YoY) -0.17%
Shares Change (QoQ) -0.17%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 4.18M

Valuation Ratios

The trailing PE ratio is 15.99 and the forward PE ratio is 15.79.

PE Ratio 15.99
Forward PE 15.79
PS Ratio 3.66
PB Ratio 3.35
P/TBV Ratio 5.11
P/FCF Ratio 32.72
P/OCF Ratio 28.31
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 0.86

Current Ratio 0.86
Quick Ratio 0.86
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.30% and return on invested capital (ROIC) is 21.27%.

Return on Equity (ROE) 21.30%
Return on Assets (ROA) 14.03%
Return on Invested Capital (ROIC) 21.27%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee 362,218
Profits Per Employee 82,891
Employee Count 156
Asset Turnover 0.60
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:DX0 has paid 3.52 million in taxes.

Income Tax 3.52M
Effective Tax Rate 21.13%

Stock Price Statistics

The stock price has increased by +8.99% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +8.99%
50-Day Moving Average 18.65
200-Day Moving Average 17.82
Relative Strength Index (RSI) 53.12
Average Volume (20 Days) 3

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FRA:DX0 had revenue of EUR 56.51 million and earned 12.93 million in profits. Earnings per share was 1.18.

Revenue 56.51M
Gross Profit 51.41M
Operating Income 16.64M
Pretax Income 16.64M
Net Income 12.93M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.18
Full Income Statement

Balance Sheet

Cash & Cash Equivalents n/a
Total Debt n/a
Net Cash n/a
Net Cash Per Share n/a
Equity (Book Value) 61.71M
Book Value Per Share 5.64
Working Capital -1.36M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 7.31 million and capital expenditures -986,000, giving a free cash flow of 6.32 million.

Operating Cash Flow 7.31M
Capital Expenditures -986,000
Free Cash Flow 6.32M
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 90.98%, with operating and profit margins of 29.45% and 22.88%.

Gross Margin 90.98%
Operating Margin 29.45%
Pretax Margin 29.45%
Profit Margin 22.88%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 11.19%

Dividends & Yields

This stock pays an annual dividend of 1.13, which amounts to a dividend yield of 6.01%.

Dividend Per Share 1.13
Dividend Yield 6.01%
Dividend Growth (YoY) 7.62%
Years of Dividend Growth 4
Payout Ratio 92.88%
Buyback Yield 0.17%
Shareholder Yield 6.18%
Earnings Yield 6.25%
FCF Yield 3.06%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4