Eastern Bankshares, Inc. (FRA:EB0)

The Duckhorn Portfolio Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	935.14	808.04	652.1	476.04	367.59	372.15
Interest Income on Investments	146.73	138.73	144.36	129.14	67.57	41.18
Total Interest Income	1,082	946.77	796.46	605.18	435.16	413.33
Interest Paid on Deposits	339.17	337.37	226.08	28.62	5.17	11.32
Interest Paid on Borrowings	2.7	1.8	19.98	8.51	0.17	0.76
Total Interest Expense	341.87	339.17	246.05	37.13	5.33	12.08
Net Interest Income	740	607.6	550.41	568.05	429.83	401.25
Net Interest Income Growth (YoY)	39.87%	10.39%	-3.11%	32.16%	7.12%	-2.44%
Trust Income	66.53	46.13	24.26	23.59	24.59	21.1
Income From Trading Activities	-	-	-	-	-	-0
Gain (Loss) on Sale of Assets	-	-	-	1.4	1.4	-
Gain (Loss) on Sale of Investments	-278.8	-16.8	-333.17	-3.16	1.34	-10.49
Other Non-Interest Income	57.61	63.51	45.77	24.27	42.41	128.36
Total Non-Interest Income	-122.38	123.92	-237.75	76.75	97.61	167.59
Non-Interest Income Growth (YoY)	-	-	-	-21.37%	-41.76%	-8.07%
Revenues Before Loan Losses	617.61	731.51	312.66	644.8	527.43	568.85
Provision for Loan Losses	67.98	67.38	20.05	17.93	-9.69	38.8
Revenue	549.63	664.13	292.6	626.88	537.12	530.05
Revenue Growth (YoY)	-8.19%	126.97%	-53.32%	16.71%	1.33%	-9.74%
Salaries and Employee Benefits	292.3	261	229.86	212.67	218.22	259.48
Occupancy Expenses	28.12	25.62	20.79	22.18	22.69	17.41
Federal Deposit Insurance	14.17	13.87	21.87	6.25	4.23	3.73
Amortization of Goodwill & Intangibles	29.17	14.57	1.8	1.2	0.22	2.86
Selling, General & Administrative	139.71	133.91	113.23	113.73	100.18	89.32
Other Non-Interest Expense	27.24	22.74	25.56	32.62	15.6	26.08
Total Non-Interest Expense	527.8	471.7	413.11	388.65	361.13	494.14
EBT Excluding Unusual Items	21.83	192.43	-120.5	238.23	176	35.9
Pretax Income	-14.83	155.77	-126	238.23	176	35.9
Income Tax Expense	48.01	36.21	-63.31	51.72	30.46	13.16
Earnings From Continuing Operations	-62.84	119.56	-62.69	186.51	145.53	22.74
Earnings From Discontinued Operations	-	-	294.87	13.25	9.13	-
Net Income	-62.84	119.56	232.18	199.76	154.67	22.74
Net Income to Common	-62.84	119.56	232.18	199.76	154.67	22.74
Net Income Growth	-	-48.50%	16.23%	29.16%	580.21%	-83.17%
Basic Shares Outstanding	199	181	162	166	172	172
Diluted Shares Outstanding	199	182	162	166	172	172
Shares Change (YoY)	22.25%	12.18%	-1.96%	-3.83%	0.26%	-
EPS (Basic)	-0.32	0.66	1.43	1.21	0.90	0.13
EPS (Diluted)	-0.32	0.66	1.43	1.21	0.90	0.13
EPS Growth	-	-53.71%	18.12%	34.37%	590.93%	-
Dividend Per Share	0.480	0.450	0.410	0.400	0.300	-
Dividend Growth	11.63%	9.76%	2.50%	33.33%	-	-
Effective Tax Rate	-	23.24%	-	21.71%	17.31%	36.66%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.