Eastern Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	119.56	232.18	199.76	154.67
Depreciation & Amortization	38.31	23.64	23.42	22.88
Other Amortization	-	-	-	-27.99
Gain (Loss) on Sale of Assets	2.87	-	-1.41	4.72
Gain (Loss) on Sale of Investments	12.05	339.41	11.24	-15.69
Provision for Credit Losses	67.38	20.05	17.93	-9.69
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	22.13	-	-
Change in Other Net Operating Assets	-5.78	32.3	-46.39	47.33
Other Operating Activities	22.83	-310.18	-11.85	-16.48
Net Cash from Discontinued Operations	-	-123.75	16.82	5.34
Operating Cash Flow	283.84	261.69	229.94	174.49
Operating Cash Flow Growth	8.46%	13.81%	31.78%	149.80%
Capital Expenditures	-13.54	-8.14	-8.63	-5.73
Sale of Property, Plant and Equipment	15.12	-	17.31	21.98
Cash Acquisitions	24.88	-	-	-9.09
Investment in Securities	1,214	2,313	243.39	-2,374
Net Decrease (Increase) in Loans Originated / Sold - Investing	-209.09	-429.27	-1,306	380.81
Other Investing Activities	27.68	524.33	-22.24	0.57
Investing Cash Flow	1,059	2,400	-1,077	-1,986
Long-Term Debt Issued	-	-	706.55	2.58
Long-Term Debt Repaid	-739.95	-692.61	-	-36.28
Net Debt Issued (Repaid)	-739.95	-692.61	706.55	-33.7
Repurchase of Common Stock	-27.68	-	-201.62	-23.22
Common Dividends Paid	-82.54	-66.67	-65.89	-51.56
Net Increase (Decrease) in Deposit Accounts	-178.32	-1,378	-653.95	1,098
Other Financing Activities	-0.94	-0.96	-0.67	-0.26
Financing Cash Flow	-1,029	-2,138	-215.57	988.98
Net Cash Flow	313.8	523.57	-1,062	-822.28
Free Cash Flow	270.3	253.55	221.32	168.76
Free Cash Flow Growth	6.60%	14.57%	31.14%	160.81%
Free Cash Flow Margin	40.70%	86.65%	35.30%	31.42%
Free Cash Flow Per Share	1.48	1.56	1.34	0.98
Cash Interest Paid	316.13	231.77	35.24	5.35
Cash Income Tax Paid	18.79	65.92	41.75	43.3

Source: S&P Global Market Intelligence. Banks template. Financial Sources.