Erste Group Bank AG Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,553	20,456	31,509	31,695	39,140	31,263
Investment Securities	71,013	65,706	56,196	53,115	47,767	41,371
Trading Asset Securities	7,833	11,141	8,686	7,793	6,175	6,499
Total Investments	78,846	76,847	64,882	60,908	53,942	47,869
Gross Loans	252,086	245,957	230,352	221,588	202,401	189,681
Allowance for Loan Losses	-4,183	-4,080	-4,017	-3,922	-3,857	-3,942
Other Adjustments to Gross Loans	-	-623	-692	-365	-245	-250
Net Loans	247,903	241,254	225,643	217,301	198,299	185,489
Property, Plant & Equipment	2,802	2,875	2,696	2,709	2,738	2,552
Goodwill	-	608	544	556	550.3	544.9
Other Intangible Assets	1,390	774	769	791	812	814
Investments in Real Estate	1,837	1,557	1,433	1,281	1,251	1,280
Other Receivables	2,816	2,722	2,651	2,513	2,288	1,516
Restricted Cash	20,792	4,673	5,176	3,990	6,355	4,575
Other Current Assets	799	907	641	490	706.7	574.8
Long-Term Deferred Tax Assets	223	266	468	629	562.1	460.1
Other Long-Term Assets	890	797	743	1,002	783.4	455.4
Total Assets	362,851	353,736	337,155	323,865	307,428	277,394
Interest Bearing Deposits	134,219	134,532	136,674	122,624	114,989	103,932
Non-Interest Bearing Deposits	118,824	117,030	111,701	126,969	125,834	109,714
Total Deposits	253,043	251,562	248,375	249,593	240,823	213,646
Short-Term Borrowings	11,938	12,692	9,252	6,199	3,519	4,422
Current Portion of Long-Term Debt	-	9,883	5,380	6,795	6,296	4,877
Current Portion of Leases	-	46	50	58	61	65
Current Income Taxes Payable	300	241	265	127	143.6	58.5
Other Current Liabilities	1,640	2,055	2,696	2,217	2,732	1,969
Long-Term Debt	55,835	42,006	38,379	29,108	25,834	25,799
Long-Term Leases	701	645	620	604	527.1	494.7
Long-Term Unearned Revenue	130	124	114	116	106	117
Pension & Post-Retirement Benefits	678	521	570	582	686	746
Long-Term Deferred Tax Liabilities	42	31	14	16	18.7	20
Other Long-Term Liabilities	4,782	3,162	2,939	3,145	3,168	2,769
Total Liabilities	329,089	322,968	308,654	298,560	283,915	254,983
Common Stock	821	821	843	860	859.6	859.6
Additional Paid-In Capital	1,516	1,516	1,494	1,478	1,478	-
Retained Earnings	20,834	19,518	18,144	16,324	14,933	13,192
Comprehensive Income & Other	2,423	1,280	1,167	686	727.5	3,285
Total Common Equity	25,594	23,135	21,648	19,348	17,997	17,337
Minority Interest	8,168	7,633	6,853	5,957	5,516	5,073
Shareholders' Equity	33,762	30,768	28,501	25,305	23,513	22,410
Total Liabilities & Equity	362,851	353,736	337,155	323,865	307,428	277,394
Total Debt	68,474	65,272	53,681	42,764	36,237	35,658
Net Cash (Debt)	-56,088	-33,675	-13,486	-3,276	9,078	2,104
Net Cash Growth	-	-	-	-	331.53%	-
Net Cash Per Share	-136.96	-80.92	-31.63	-7.66	21.30	4.93
Filing Date Shares Outstanding	388.36	388.13	399.29	407.18	405.47	408.13
Total Common Shares Outstanding	388.36	388.13	399.29	407.18	405.47	408.13
Book Value Per Share	65.90	59.61	54.22	47.52	44.39	42.48
Tangible Book Value	24,204	21,753	20,335	18,001	16,635	15,978
Tangible Book Value Per Share	62.32	56.05	50.93	44.21	41.03	39.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.