SBI Insurance Group Co., Ltd. (FRA:EEW)

SBI Insurance Group Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	3,462	2,064	2,021	1,842	2,167	1,694
Depreciation & Amortization	1,947	1,983	2,065	2,004	1,771	1,590
Gain (Loss) on Sale of Assets	35	37	13	51	255	1
Gain (Loss) on Sale of Investments	497	388	-350	-757	-718	-1,362
Change in Insurance Reserves / Liabilities	5,664	2,844	4,589	2,144	2,129	8,072
Change in Other Net Operating Assets	2,735	5,545	3,096	3,713	1,742	-2,066
Other Operating Activities	-7,393	-5,568	-4,162	-4,110	-2,705	-1,976
Operating Cash Flow	6,947	7,293	7,272	4,887	4,641	5,953
Operating Cash Flow Growth	11.80%	0.29%	48.80%	5.30%	-22.04%	-
Capital Expenditures	-343	-299	-206	-358	-201	-138
Purchase / Sale of Intangible Assets	-1,839	-1,500	-1,187	-1,684	-1,851	-1,420
Investment in Securities	-1,501	-3,426	-15,076	-4,223	-2,257	2,822
Other Investing Activities	-112	-162	7,012	-135	-1,509	-23
Investing Cash Flow	-3,783	-5,423	-9,396	-6,425	-5,818	1,340
Common Dividends Paid	-570	-446	-248	-	-	-
Other Financing Activities	-23	-23	-2	-	-	-
Financing Cash Flow	-593	-469	-250	-	-	-
Foreign Exchange Rate Adjustments	70	79	-25	238	69	20
Miscellaneous Cash Flow Adjustments	-	1	-1	1	1	1
Net Cash Flow	2,641	1,481	-2,400	-1,299	-1,107	7,314
Free Cash Flow	6,604	6,994	7,066	4,529	4,440	5,815
Free Cash Flow Growth	7.70%	-1.02%	56.02%	2.00%	-23.65%	-
Free Cash Flow Margin	5.07%	5.91%	6.47%	4.71%	5.06%	6.71%
Free Cash Flow Per Share	266.07	281.78	284.69	182.47	178.88	234.28
Cash Interest Paid	40	17	2	2	1	2
Cash Income Tax Paid	776	449	243	1,515	1,150	285
Levered Free Cash Flow	6,715	6,520	8,366	8,270	4,722	3,114
Unlevered Free Cash Flow	6,715	6,520	8,366	8,270	4,722	3,114
Change in Working Capital	8,399	8,389	7,685	5,857	3,871	6,006

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.