SBI Insurance Group Co., Ltd. (FRA:EEW)

SBI Insurance Group Statistics

Total Valuation

FRA:EEW has a market cap or net worth of EUR 273.90 million. The enterprise value is 99.36 million.

Market Cap	273.90M
Enterprise Value	99.36M

Important Dates

The next estimated earnings date is Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Mar 28, 2025

Share Statistics

Current Share Class	24.82M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.65%
Owned by Institutions (%)	1.72%
Float	5.51M

Valuation Ratios

The trailing PE ratio is 2.48.

PE Ratio	2.48
Forward PE	n/a
PS Ratio	0.36
PB Ratio	1.06
P/TBV Ratio	1.26
P/FCF Ratio	7.20
P/OCF Ratio	6.85
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.28, with an EV/FCF ratio of 2.61.

EV / Earnings	0.90
EV / Sales	0.14
EV / EBITDA	1.28
EV / EBIT	1.48
EV / FCF	2.61

Financial Position

The company has a current ratio of 1.44

Current Ratio	1.44
Quick Ratio	1.10
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 44.26% and return on invested capital (ROIC) is 17.45%.

Return on Equity (ROE)	44.26%
Return on Assets (ROA)	3.49%
Return on Invested Capital (ROIC)	17.45%
Return on Capital Employed (ROCE)	6.37%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	955
Asset Turnover	0.60
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:EEW has paid 4.80 million in taxes.

Income Tax	4.80M
Effective Tax Rate	4.17%

Stock Price Statistics

The stock price has increased by +80.17% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+80.17%
50-Day Moving Average	8.89
200-Day Moving Average	7.78
Relative Strength Index (RSI)	77.33
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:EEW had revenue of EUR 750.48 million and earned 110.39 million in profits. Earnings per share was 4.45.

Revenue	750.48M
Gross Profit	582.01M
Operating Income	69.66M
Pretax Income	115.26M
Net Income	110.39M
EBITDA	80.88M
EBIT	69.66M
Earnings Per Share (EPS)	4.45

Balance Sheet

The company has 182.20 million in cash and n/a in debt, giving a net cash position of 182.20 million.

Cash & Cash Equivalents	182.20M
Total Debt	n/a
Net Cash	182.20M
Net Cash Per Share	n/a
Equity (Book Value)	259.61M
Book Value Per Share	10.43
Working Capital	81.94M

Cash Flow

In the last 12 months, operating cash flow was 40.01 million and capital expenditures -1.98 million, giving a free cash flow of 38.03 million.

Operating Cash Flow	40.01M
Capital Expenditures	-1.98M
Free Cash Flow	38.03M
FCF Per Share	n/a

Margins

Gross margin is 77.55%, with operating and profit margins of 9.28% and 14.71%.

Gross Margin	77.55%
Operating Margin	9.28%
Pretax Margin	15.36%
Profit Margin	14.71%
EBITDA Margin	10.78%
EBIT Margin	9.28%
FCF Margin	5.07%

Dividends & Yields

This stock pays an annual dividend of 0.14, which amounts to a dividend yield of 1.32%.

Dividend Per Share	0.14
Dividend Yield	1.32%
Dividend Growth (YoY)	28.43%
Years of Dividend Growth	2
Payout Ratio	2.97%
Buyback Yield	n/a
Shareholder Yield	1.32%
Earnings Yield	40.30%
FCF Yield	13.89%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5