Everest Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	15,623	15,187	13,443	11,787	10,406	8,682
Total Interest & Dividend Income	1,824	1,748	1,312	755	600	529
Gain (Loss) on Sale of Investments	10	19	-276	-455	258	267
Other Revenue	220	214	130	74	563.7	106.7
Total Revenue	17,677	17,168	14,609	12,161	11,828	9,585
Revenue Growth (YoY)	7.55%	17.52%	20.13%	2.82%	23.40%	16.37%
Policy Benefits	12,376	11,305	8,427	8,100	7,391	6,551
Policy Acquisition & Underwriting Costs	4,491	4,238	3,798	3,210	2,792	2,384
Selling, General & Administrative	105	95	73	61	68	41
Total Operating Expenses	16,972	15,638	12,298	11,371	10,251	8,976
Operating Income	705	1,530	2,311	790	1,577	608.7
Interest Expense	-151	-149	-134	-101	-70	-36
Currency Exchange Gain (Loss)	-46	58	-24	-	-	-
Other Non Operating Income (Expenses)	27	5	1	-101	39.3	12.3
EBT Excluding Unusual Items	535	1,444	2,154	588	1,546	585
Gain (Loss) on Sale of Assets	40	40	-	-	-	-
Other Unusual Items	9	9	-	-	-	-
Pretax Income	584	1,493	2,154	588	1,546	585
Income Tax Expense	32	120	-363	-9	167	71
Net Income	552	1,373	2,517	597	1,379	514
Preferred Dividends & Other Adjustments	5	15	29	8	18	6
Net Income to Common	547	1,358	2,488	589	1,361	508
Net Income Growth	-80.07%	-45.45%	321.61%	-56.71%	168.29%	-49.08%
Shares Outstanding (Basic)	42	43	41	39	39	40
Shares Outstanding (Diluted)	42	43	41	39	39	40
Shares Change (YoY)	-1.99%	3.39%	6.44%	-1.27%	-1.75%	-1.04%
EPS (Basic)	13.04	31.80	60.24	15.18	34.63	12.70
EPS (Diluted)	12.99	31.78	60.19	15.18	34.62	12.70
EPS Growth	-79.68%	-47.20%	296.50%	-56.15%	172.60%	-48.58%
Dividend Per Share	8.000	7.750	6.800	6.500	6.200	6.200
Dividend Growth	6.67%	13.97%	4.61%	4.84%	-	7.83%
Operating Margin	3.99%	8.91%	15.82%	6.50%	13.33%	6.35%
Profit Margin	3.09%	7.91%	17.03%	4.84%	11.51%	5.30%
EBIT	705	1,530	2,311	790	1,577	608.7
EBIT Margin	3.99%	8.91%	15.82%	6.50%	13.33%	6.35%
Effective Tax Rate	5.48%	8.04%	-	-	10.80%	12.14%
Revenue as Reported	17,709	17,281	14,587	12,060	11,866	9,598

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.